| Papers [1-14] of 100 :: [Page 1 of 8] | | Go to page : 1 2 3 4 5 6 7 8 —> | Search results on "MONEY BANKING CONCEPTS": |
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Money and Banking Concepts, 2008.
This paper explores interest rates, the economy and finance management.
1,386 words (approx. 5.5 pages), 4 sources, APA, £ 31.95
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Abstract
The paper discusses the monetary and banking system with respect to several theories regarding interest rates. The paper looks at some guiding principles with respect to the economy and financial infrastructure. The paper also examines several risk structures and risk assessment models.
Outline:
Abstract
Loanable Funds Theory
Liquidity Preference Theory
Risk Structure of Interest Rates
Bank Management Principles
From the Paper
"Economics has long relied on the concept of supply and demand in the free market as one of the fields most basic tenets and this is just as true for monetary theory. In terms of interest rates and interest rate determination, the loanable funds theory of interest states that the interest rates in the market, all other things being equal, are determined through the supply of funds in that market as well as the availability of funds for lending (Walter, 2004, p.89). However, within this loanable funds theory of interest there are several related factors that affect the interest rate specifically which must be accounted for. On such basic economic premise is that the supply of loanable funds is controlled by the amount of savings in the market and the average increases in overall deposits which affect the amount of loanable funds."
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?The Banking Concept of Education?, 2004.
A review of the essay, ?The Banking Concept of Education?, by Paulo Freire.
780 words (approx. 3.1 pages), 4 sources, MLA, £ 18.95
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Abstract
This paper examines "The Banking Concept of Education", an essay written by Paulo Freire, which explains how education is really a tool that is used continuously to oppress the poor. It explores how the banking concept of education is the idea that the teacher teaches, and the student learns from that teacher by utilizing the basic drills, memorization, and repetition. It also looks at how an adult can have the thinking process greatly enhanced by learning the basics, such as the alphabet, reading, eventually, and then writing, not necessarily in that order, and how, once those basics are learned, then the adult can use the combinations of those skills to perform more complex cognitive processes.
From the Paper
"The overall idea of the banking concept is that when a person like you or I are researching a topic in the library for example, the reason we can achieve this feat is because of the basics of education we have already been taught. For example, if we were to study China, we would need some understanding of reading, writing, geography, etc. The banking concept has worked well presenting those basics, at least for the affluent nations of the world. However, we may have chosen a different path had we not been taught those basics. If a homeless child in the ghettos of Rio needs to learn something, he will not be as prepared to utilize banking concepts because his immediate needs are different. Maslow has pointed out; I may be looking for food or shelter, not an alphabet in the homeless scenario."
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"Banking Concept of Education", 2002.
This paper is a review of the essay, "Banking Concept of Education," that was written by Paulo Freire that condemns contemporary education.
1,400 words (approx. 5.6 pages), 4 sources, MLA, £ 31.95
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Abstract
This paper is an interpretation of Paulo Freire's essay, "Banking Concept of Education" and its limitation in society. The author points out that the banking concept of education assumes that the student is ignorant and that the teacher is the only one who has any knowledge so that the entire education process is flawed from the start because of this premise. The author argues that until there is a way to encourage a free flow, or dialogue between educator and student the problems in education will remain, even as new curricula are introduced.
From the Paper
"When we study the curriculum across the country, we realize that it is designed to integrate the experience a diverse population within the standard postsecondary curriculum. The courses have been revised and reformed to allow a more universal view of the environment. The curriculum is flexible and unbiased and thus, modern in its conception. Yet, the manner in which we teach it limits the effects of the design. Thus, how we teach is as important as what we teach. For many people, the word "pedagogy" signifies classroom techniques designed to transmit knowledge from teacher (and text) to students. Traditional pedagogics employ what Paulo Freire calls "the 'banking' concept of education," in which "knowledge is a gift bestowed by those who consider themselves knowledgeable upon those whom they consider to know nothing."(4)"
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Money and Banking in the U.S. through 1865, 1994.
This paper discusses the history of money and banking in the U.S. through 1865: Evolution, legislation, functions, state vs. federal banks, politics and free banking.
1,350 words (approx. 5.4 pages), 10 sources, £ 32.95
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From the Paper
"The introduction of paper money in England accompanies the transition of the economy from feudalism to capitalism. The move away from the manorial production system was brought about in part because of a recognition that some goods could be bought from town sources more cheaply and in better quality than similar goods could be produced on the manors. This recognition led to a desire to produce more efficiently on the manor, so that something of exchange value would be available to acquire these outside goods. Eventually, this recognition led to a system in which more permanent stores of value, such as money, were exchanged, as opposed to exchanging perishable or quickly ... "
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Paulo Freire?s ?The ?Banking? Concept of Education?, 2004.
This paper discusses Paulo Freire?s book, ?The 'Banking' Concept of Education?, the classroom situation in which the student must only comprehend the thoughts of the teacher.
865 words (approx. 3.5 pages), 1 source, MLA, £ 20.95
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Abstract
This paper relates that Freire suggests that a method to counter ?banking? education is a ?problem-posing? education, or cooperative cognition. The paper states that, within the ?problem-posing? method, the authoritative power becomes useless; arguments that must be taken on faith become irrelevant. The author states that he does not support Freire?s position because he does not feel that he is being dehumanized in the lectures, nor are teachers his oppressors.
From the Paper
"The aspect of time deserves more attention in the discussion of the ?problem-posing? method. That which may seem quick and efficient in the short-term may prove to be tedious and sorely inefficient in the long-term. A teacher that expresses something she holds to be true to a group is quick and easy. It can be argued that more topics are addressed, but how much is retained by the receptacles of this quick and easy method? Letting the discovery occur naturally, will inherently take much longer with respect to time, but how much of this will be held in the continual cognition of the being? In addition, a method of examination would be equally or more difficult to create for this continuously changing knowledge acquisition. This increase in the expectations of the teacher might compensate for the lesser role in the class group setting. Nothing can be created in advance that will continue to be concrete over time."
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Money and Banking, 2004.
A brief overview of various terms relevant to the economy and banking.
935 words (approx. 3.7 pages), 9 sources, APA, £ 22.95
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Abstract
This paper discusses monetary issues relevant the United States' economy. The paper examines the workings of the Federal Reserve Bank and explores what affects the national currency and assets. The paper presents an overview of the rate of inflation, the Gross Domestic Product (GDP) and the level of unemployment. The paper contends that for the near future, the Chairman of the Federal Reserve, Alan Greenspan, will be focusing on the issue of reducing the national deficit.
From the Paper
"The Federal Reserve controls monetary policy by moving the federal funds rate using open market operations. Open market operations involve using currency to buy and sell financial assets, typically gold, foreign currency or government bonds, thereby affecting the liquidity of the national currency. The federal funds rate, also called the overnight rate, is the rate which banks charge each other. It is about three points lower than the prime rate, which is the rate that banks charge their best customers. Periodically the Chairman of the Federal Reserve, currently Alan Greenspan, is required to report to Congress concerning US monetary policy."
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Money and Banking, 2008.
An analysis of financial markets, financial intermediaries and cashless systems.
1,263 words (approx. 5.1 pages), 5 sources, APA, £ 28.95
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Abstract
This paper discusses various financial and economic topics. It first discusses financial markets and their typologies, vis-a-vis investment categories. It then focuses on financial intermediaries and their role within the overall economy as facilitators of market access. Finally, the paper looks at the monetary system as it relates to payment and the current shift to a cashless system and society.
Table of Contents:
Abstract
Financial Markets
Financial Intermediaries
Money, Payment, Cashless Shift
From the Paper
"From a macroeconomic perspective financial intermediaries are not viewed as especially important but they do serve an important function related to financial markets because they facilitate market access. Additionally, financial intermediaries provide an extremely useful and relevant source of market research for economists because they have highly accurate predictive models based on the historical data of their customers' investment patterns as well as investment preferences (Karp, Bernard & Schlessinger, 2002). By utilizing such market data, economists and other economic analysts are able to better gauge the direction and health of the overall economy and government policies directed at it."
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Like Money in the Bank, 2002.
A study of the political process in the United States and special interest spending.
1,400 words (approx. 5.6 pages), 2 sources, MLA, £ 31.95
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Abstract
This paper examines the financial aspects of political life in the American democracy. It looks at the positive role lobbyists can have in protecting the rights of minorities. The paper describes how in reality special interest groups represent little more than themselves and their ability to shower gifts and favors on politicians. The author looks at alternative ways to fund politics and even the playing field for all.
From the Paper
"In modern day America, it costs an enormous amount of money to get elected to national or statewide office. In 2002 alone, Democrats and Republicans spent somewhere in the neighborhood of one billion dollars on their various campaigns. This includes both soft and hard money, with the Republicans out-fundraising the Democrats in hard money by more than two to one: $289 million for the Republicans, and $127 million for the Democrats. (Oppel, 2002) Television, radio, print, and Internet advertisements do not come cheap, and it is rare that a candidate can raise the sums necessary from individual supporters alone. Candidates need well-heeled, organized groups to help them fill their war chests."
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How Banks Affect the Money Market, 2000.
An analysis of the role of banks in American money supply, with an emphasis on the role of the loans, government securities, reserves, and regional differences within the U.S.
1,020 words (approx. 4.1 pages), 2 sources, £ 24.95
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From the Paper
"Nowadays banks have a certain number of tools to affect the money market. Actually, the money supply and credit availability is all banks are about. It?s the main purpose of their existence. Demand deposits payments were used in most economic deals made in the USA. So, banks can affect the deposits and thus, affect the money supply."
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The Federal Reserve Bank and the American Money Supply, 2000.
An explanation of the basics of American money supply and the role of the Federal Reserve Bank in regulating it.
1,080 words (approx. 4.3 pages), 2 sources, £ 25.95
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From the Paper
"Banks play a central role in a money supply process. Banks can affect the money supply and Federal Reserve System can affect the banks."
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Impact of E-Banking on the Banking Industry, 2006.
An in-depth analysis of individual commercial banks and how they service their customers.
13,765 words (approx. 55.1 pages), 31 sources, APA, £ 170.95
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Abstract
This paper discusses individual commercial banks and how they service their customers. It analyzes the quality of banking services that a customer gets and how the services are provided to the customer. It describes the three main channels for banking today - through branches, through the internet and on telephone.
Table of Contents:
Introduction
Chapter I
How Internet Banking Has Grown In The Last Decades, Especially Regarding New Product Being Offered
Evolution of Internet Banking
Present Status and Profile of E-Banking Offered By Banks
Nature of Product Offered
Chapter II
The Operations of Banks In Different Areas: What Is The Contribution?
Effects of E-Banking on Banking Operations: What Is The Contribution of Internet Banking Toward The Business?
Chapter III
General Benefits of Banks From E-Business and Other Communication
Performance Measurement
Chapter IV
Reality of System Risks and Control
Conclusion
From the Paper
"To understand the relationship that can develop between the Internet and banks, one has to first understand the nature of both these items. The first to be understood is the banks. So far as banks are concerned, at the beginning of the twenty-first century, central banking which is the source of all banking activity would appear to be at a crossroads in their future. Earlier it was the lender of last resort, active participant in stabilizing economic fluctuations, and now the present main function is being the guardian of price stability. As it is still the monetary authority, much is expected from them. At one stage, fiscal policy was considered to be the main instrument of economic policy, the situation changed to an ascendancy of monetary policy and that was noted by the late 1980s in most parts of the industrialized world. This had a lot of implications for the role of the central bank."
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Money Money Money, 2002.
A look at money's affect on the modern family.
1,650 words (approx. 6.6 pages), 13 sources, £ 42.95
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Abstract
This paper examines money and the family in terms of family studies. How earning and expenditure is distributed in the family, particularly with reference to gender is the key issue.
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Europe's Emerging Banks and the U.S. Banking History, 2002.
This paper analyzes the banking industry in the United States from the mid-18th through mid-19th century in order to understand the evolution of the banking industry in Europe's developing economies in the 20th century.
2,480 words (approx. 9.9 pages), 6 sources, APA, £ 51.95
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Abstract
This paper presents four potential dangers to banks in emerging markets and relates them to the lessons of the founding banking system of the United States: Macroeconomic volatility, connected lending, political involvement and financial liberalization. This paper discusses that the emerging banking industries in Eastern Europe must learn to operate in an objective environment free from burdensome and often disastrous government control; just as, the ever-present tension in the United States between government policy and banking policy ensured the banking industry's objectivity. This paper argues that the primary cause of the banking crisis in Eastern Europe was the banks' decision to allow financiers with little experience and even less capital to set up their own banks.
Table of Contents
Introduction
European Economies and the Evolution of the U.S. Banking Industry
Macroeconomic Volatility
Connected Lending
Government Involvement
Financial Liberalization
Conclusion
From the Paper
"The insistence by the American chief executive in the mid 18th to mid 19th century to keep separate government policy from banking policy has not been demonstrated in the communist economies of Eastern Europe. The second major crisis factor for these economies has been connected (or insider) lending, particularly in Russia. Though not unheard of in rich countries, connected lending is a more serious problem in emerging countries, where supervisors are less rigorous about rooting it out. The Economist maintains that connected lending has recently caused serious problems where unscrupulous businessmen have found it easy to set up banks simply to finance their other companies' pet projects. Thus, at many Russian banks, the personal ambitions of owners and managers still come before the prudent assessment of lending risks. Loans to related companies are rarely made on an arm's length basis and tend to be granted at below-market rates, with scant credit vetting."
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Banking Industry: Mergers and Acquisitions, 1999.
A focus on Chemical Bank and Chase Manhattan looking at their background, industry overview, money center banks, competition, public policy, intervention and regulation and legislation and reform. Gra
5,400 words (approx. 21.6 pages), 15 sources, £ 92.95
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From the Paper
"Introduction
Mergers and acquisitions during the 1980s tended to take the form of hostile takeovers, often financed by well-publicized "junk" bonds, which resulted in the merged organization being sold off in order to increase cash flow. The 1980s were also a tumultuous time in the banking industry as numerous institutions failed or were investigated, some in part because of their financing of mergers and acquisitions in other industries. This represented a strong opportunity for other institutions who were able to take over deposits of the failed organizations and thus gain additional financial strength through acquisition. At the same time, the banking industry was increasingly affected by globalization, with Japanese banks in particular posing competitive threats to American business banking, and European banking interests also..."
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