| Papers [1-14] of 100 :: [Page 1 of 8] | | Go to page : 1 2 3 4 5 6 7 8 —> | Search results on "MERGER WAVE HISTORY BRANCH BANKING": |
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The Merger Wave: The History of Branch Banking, 2003.
A look at the history of branch banking in the U.S. and how the banking industry became what it is today.
1,849 words (approx. 7.4 pages), 4 sources, APA, £ 41.95
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Abstract
This paper discusses the merger wave in retail and commercial banking, covering the history of banking in the United States and leads into the merger wave of the last twenty years. This paper also discusses the basis for the merger wave, criticism thereof and what may lie ahead.
Contents:
Introduction
History of Banking in the United States
The Merger Wave
The Merger Wave; Reasons and Criticism?
Conclusion
From the Paper
"While banking may date back to the early days of man the concept of branch banking in the United States dates back only several hundred years. If you were to look back at the history of banking in the United States you would find a long and winding road that started out with a general consensus against the branching we see today. Fact is like any other centralized structure in the early days of our great nation, a centralized bank was frowned upon. So what happened over time?"
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The Great Merger Wave, 2005.
A review of the article "Factory Size, Economies of Scale and the Great Merger Wave of 1898-1902" by Patrick Anthony O' Brien.
945 words (approx. 3.8 pages), 1 source, MLA, £ 23.95
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Abstract
This paper reviews the article "Factory Size, Economies of Scale, and the Great Merger Wave of 1898-1902" and looks at the author's point of view concerning the economic history of the time. This paper discusses the many factors that contribute to factory size, explaining historical perceptions of factory size. The writer points out that these factors have a direct relationship with economies of scale and structure determining changes due to new technologies available at the time.
From the Paper
"There are many factors that contribute to today's economic global status. Economic evolution did not happen over night and one can look to history to analyze trends and practices as proof. It is unfair of historians to try to pinpoint one deciding moment in history that influences today's business world. One should see today's market as a reflection of past trends and business practices, a build up of many moments of time full of mistakes and successes. It is fair to say that much of where we are today has much to do with what has been learned already but also what has yet to be learned. It is the notion of possibility that makes the present economy rich and multifaceted. It is the ability to think outside what is already known and break down barriers that makes the future of business very exciting. This type of attitude is warranted, as the world becomes a much smaller place in which to live and work."
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Banking Industry: Mergers and Acquisitions, 1999.
A focus on Chemical Bank and Chase Manhattan looking at their background, industry overview, money center banks, competition, public policy, intervention and regulation and legislation and reform. Gra
5,400 words (approx. 21.6 pages), 15 sources, £ 95.95
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From the Paper
"Introduction
Mergers and acquisitions during the 1980s tended to take the form of hostile takeovers, often financed by well-publicized "junk" bonds, which resulted in the merged organization being sold off in order to increase cash flow. The 1980s were also a tumultuous time in the banking industry as numerous institutions failed or were investigated, some in part because of their financing of mergers and acquisitions in other industries. This represented a strong opportunity for other institutions who were able to take over deposits of the failed organizations and thus gain additional financial strength through acquisition. At the same time, the banking industry was increasingly affected by globalization, with Japanese banks in particular posing competitive threats to American business banking, and European banking interests also..."
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Mergers In Banking, 1996.
Incidence in 1990s, reasons for, structure, four examples from 1994-1995, benefits & problems.
1,350 words (approx. 5.4 pages), 12 sources, £ 33.95
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From the Paper
"Recent years have seen a great deal of merger and acquisition (M&A)activity in the banking industry, a result of deregulation and the desire of thrifts to take advantage of the ability to establish interstate operations. The financial institutions involved argue that the move toward consolidation will result in economies of scale and savings being passed on to consumers, but consumer advocates argue that there will be a reduction in the level of service provided to customers and eventually, because of a lack of competition, an increase in costs to consumers. This research examines the environment which has led to the mergers, several recent mergers which have occurred and considers the cost-cutting arguments put forth by the thrift industry."
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Impact of E-Banking on the Banking Industry, 2006.
An in-depth analysis of individual commercial banks and how they service their customers.
13,765 words (approx. 55.1 pages), 31 sources, APA, £ 176.95
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Abstract
This paper discusses individual commercial banks and how they service their customers. It analyzes the quality of banking services that a customer gets and how the services are provided to the customer. It describes the three main channels for banking today - through branches, through the internet and on telephone.
Table of Contents:
Introduction
Chapter I
How Internet Banking Has Grown In The Last Decades, Especially Regarding New Product Being Offered
Evolution of Internet Banking
Present Status and Profile of E-Banking Offered By Banks
Nature of Product Offered
Chapter II
The Operations of Banks In Different Areas: What Is The Contribution?
Effects of E-Banking on Banking Operations: What Is The Contribution of Internet Banking Toward The Business?
Chapter III
General Benefits of Banks From E-Business and Other Communication
Performance Measurement
Chapter IV
Reality of System Risks and Control
Conclusion
From the Paper
"To understand the relationship that can develop between the Internet and banks, one has to first understand the nature of both these items. The first to be understood is the banks. So far as banks are concerned, at the beginning of the twenty-first century, central banking which is the source of all banking activity would appear to be at a crossroads in their future. Earlier it was the lender of last resort, active participant in stabilizing economic fluctuations, and now the present main function is being the guardian of price stability. As it is still the monetary authority, much is expected from them. At one stage, fiscal policy was considered to be the main instrument of economic policy, the situation changed to an ascendancy of monetary policy and that was noted by the late 1980s in most parts of the industrialized world. This had a lot of implications for the role of the central bank."
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Bank Mergers, 2002.
A discussion of what is involved in a bank merger and why banks periodically need to merge.
1,610 words (approx. 6.4 pages), 8 sources, MLA, £ 36.95
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Abstract
A merger occurs when two or more companies combine to form one, where the buying firm absorbs all the asset and liabilities of the selling firms. This paper discusses the necessity for bank mergers in order to cope with the changing industry. It examines the six main reasons why companies merge and the different types of merger that exist. It uses as an example, the successful merger between Nations Bank and Bank of America.
From the Paper
"Larger mergers may create larger assets for the company, but bankers are still left in the dark with what to do with those assets. These days, auto dealer are more likely to handle auto loans, credit cards are received through the mail, and mortgage brokers can provide great deals on mortgages. Not to mention the invention of online banking. Now there are online services that will search the Internet to get the best prices on a CD?s, credit cards, consumer loans and mortgages. Banks are starting to find that they are now not only in competition with other banks, but with software companies as well."
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Large Bank Mergers in Canada, 2002.
A look at historical large bank mergers in Canada.
2,900 words (approx. 11.6 pages), 16 sources, £ 75.95
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Abstract
This paper examines large bank mergers in Canada. It outlines the history of bank mergers, the ideology underlying bank mergers and possible consequences of bank mergers.
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Investment Bank Mergers / Acquisitions, 2002.
The whys and hows of investment banking mergers.
650 words (approx. 2.6 pages), 5 sources, £ 18.95
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Abstract
A paper that outlines why and how investment banking mergers happen.
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The Fleet Boston/Bank of America Merger, 2004.
The paper analyzes the Fleet Boston/Bank of America merger.
675 words (approx. 2.7 pages), 4 sources, APA, £ 16.95
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Abstract
The paper addresses the reasons for the merger. The author relates which of two banks is the dominant company and why and what happened to the stock of both companies since the merger announcement. The paper describes the way this merger affected employs and the benefits to shareholders and customers.
From the Paper
"In October of ..., Bank of America Corporation announced that it had agreed to buy Fleet Boston Financial Corporation in an all-stock merger valued at ....billion. This merger would create the second largest bank in the United States. Bank of America was the third largest bank by assets with .... billion as of September ... . Fleet Boston ranked seventh in the U S with .... billion in assets. The merged company would be second only to Citigroup, Incorporated in terms of total assets. Analysts estimate that the ..."
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Canadian Bank Mergers, 2002.
Examines whether mergers between Canadian banks should be allowed.
2,400 words (approx. 9.6 pages), 5 sources, £ 62.95
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Abstract
This paper will determine whether banks should be allowed to merge. Also, in the event that Canadian banks should be allowed to merge, reasons will be offered for why this development should be allowed to take place.
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Bank Mergers, 2002.
How NationsBank and Bank of America, as organizations, cope with change in the merger integration process.
1,487 words (approx. 5.9 pages), 6 sources, MLA, £ 34.95
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Abstract
This paper examines the merger process of two major banks - Nationsbank and Bank of America. It focuses on the issue of change, showing how it benefits the organization as a whole. The concept of coping with change in an organization is analyzed in the context of this merger.
From the Paper
"An organization is an ever evolving and changing entity; and, all organizations undergo changes at some stage in the history of their existence. The environment in which an organization operates and functions in today?s dynamic market is also constantly changing. Change is normal and life?s one salient certainty. While change is good for an organization?it helps stimulate the organization to grow?change can be difficult to implement in an organization (Mukherjee and Mukherjee, 2001). Technological and equipment change is easier to handle than changes in the human resources. More than physical and other resources, changing the mindset and the human factor may ultimately come to represent the new competitive edge for a corporation. How an individual, a group or a department relates to change determines the achievement of success for any organization."
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Continental Bank & Mergers, 1996.
Financial ups & downs of 1980s-1990s, culminating in acquisition by BankAmerica. Income, strategy, operations, industry mergers and regulation. Includes charts.
3,375 words (approx. 13.5 pages), 16 sources, £ 84.95
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From the Paper
"Introduction
The 1980s saw vast changes in the banking community as banks and savings and loans, challenged by deregulation, expanded their markets and business services. Driven by the need to build their investment base in order to finance these new activities, some thrifts began investing in junk bonds (popularized by Michael Milken), which contributed to the meltdown in the industry in the late 1980s. Continental Illinois, which would later become Continental Bank, got caught up instead in a loss of more than $1 billion in a deal that fell through; in 1984, the Federal Deposit Insurance Corporation (FDIC) stepped in and provided the bailout the bank needed to survive. The late 1980s and early 1990s were a roller coaster ride for the bank, which was hailed as engineering a dramatic turnaround, then second guessed when the turnaround did not perform.."
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Europe's Emerging Banks and the U.S. Banking History, 2002.
This paper analyzes the banking industry in the United States from the mid-18th through mid-19th century in order to understand the evolution of the banking industry in Europe's developing economies in the 20th century.
2,480 words (approx. 9.9 pages), 6 sources, APA, £ 53.95
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Abstract
This paper presents four potential dangers to banks in emerging markets and relates them to the lessons of the founding banking system of the United States: Macroeconomic volatility, connected lending, political involvement and financial liberalization. This paper discusses that the emerging banking industries in Eastern Europe must learn to operate in an objective environment free from burdensome and often disastrous government control; just as, the ever-present tension in the United States between government policy and banking policy ensured the banking industry's objectivity. This paper argues that the primary cause of the banking crisis in Eastern Europe was the banks' decision to allow financiers with little experience and even less capital to set up their own banks.
Table of Contents
Introduction
European Economies and the Evolution of the U.S. Banking Industry
Macroeconomic Volatility
Connected Lending
Government Involvement
Financial Liberalization
Conclusion
From the Paper
"The insistence by the American chief executive in the mid 18th to mid 19th century to keep separate government policy from banking policy has not been demonstrated in the communist economies of Eastern Europe. The second major crisis factor for these economies has been connected (or insider) lending, particularly in Russia. Though not unheard of in rich countries, connected lending is a more serious problem in emerging countries, where supervisors are less rigorous about rooting it out. The Economist maintains that connected lending has recently caused serious problems where unscrupulous businessmen have found it easy to set up banks simply to finance their other companies' pet projects. Thus, at many Russian banks, the personal ambitions of owners and managers still come before the prudent assessment of lending risks. Loans to related companies are rarely made on an arm's length basis and tend to be granted at below-market rates, with scant credit vetting."
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Preventing the Merger of Major Canadian Banks, 2001.
A discussion on the influence of Canadian economic and political factors and how they prevent bank mergers from occurring.
1,480 words (approx. 5.9 pages), 5 sources, £ 34.95
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Abstract
This paper examines the reasons both for the proposed merger of a number of Canada?s most important banks and the final rejection for that merger. The author discusses the economic and political factor that prevented those mergers from occurring.
From the Paper
"While certainly national governments have an important role to play in designing and securing a country?s economic strategy and security, governments cannot in any sense entirely plan a country?s economy. Much of the power of the economic sector lies in the hands of private companies and especially of private financial institutions such as banks. If the control of such banks is not kept under strict scrutiny (and in the case of a relatively small country like Canada kept in large measure under domestic control) then the country?s economic stability can be threatened. Such a threat would have seemed particularly realistic in 1998 given the economic destabilization caused by problems in Asian markets and the very shaky standing of the Canadian dollar in comparison to the U.S. dollar. "
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