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Inequality in Housing for Seniors: The Elderly Poor of Minnesota, 2005.
A study of the elderly poor of Minnesota which examines the trends in housing available to seniors. Discusses Section 8 housing and demographics.
3,000 words (approx. 12.0 pages), 13 sources, APA, £ 62.95
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Abstract
This study examines the history and national trends of poverty rates for senior citizens and compares them to the statewide levels in Minnesota. Projections of the senior population and income levels are examined to see if they are increasing or decreasing. Poverty can be measured by any of the following: absolute, U.S. government (officially sanctioned level for means tested programs), and relative. This study examines official poverty levels of seniors in comparison to being able to purchase a median-priced home and the availability of the U. S. government's Section 8 subsidized housing programs.
Introduction
Research Question
Literature Review
Theoretical Framework
Results
Implications
Limitations
Recommendations
Conclusions
Bibliography/References
Appendix
From the Paper
"The history of the current Federal Government's Section 8 housing programs can be traced to the civil rights movements in the early 1960's. The 1968 Housing Act states that everyone no matter race, color, age or religion is entitled to equal housing. This section 8 program gives vouchers to each state in the USA and the Federal Government funds these. Minnesota uses these vouchers to subsidize rent for means tested participants. These rental units can be in multi-family apartments or in single-family stand-alone homes. Property owners that participate in this program agree to meet certain minimum housing standards in exchange for rent and incentives (low rate of interest on mortgage or lower taxes)."
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Housing for the Elderly, 2002.
A detailed assessment of housing for the elderly populations of Canada.
900 words (approx. 3.6 pages), 11 sources, £ 24.95
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Abstract
The essay argues that meeting the housing needs of the elderly has to be based on the marketing approach of finding out the practical needs of the elderly population through a demographic profile. This paper includes a 4 pg. appendix of interviews with individuals in a nursing home, as a well as a nursing home supervisor.
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Low-Cost Senior Housing, 2003.
An account of the issues related to providing affordable and/or low-cost senior housing.
3,220 words (approx. 12.9 pages), 20 sources, APA, £ 78.95
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Abstract
This paper studies the issues related to providing affordable and/or low-cost senior housing. The paper generally examines the social welfare policies of the United States and the distribution of resources. The paper also looks at various kinds of living arrangements of the elderly population.
From the Paper
"The challenge of providing the elderly population with affordable and/or low-cost housing has been a feature of public policy debate for many years. That is because of a significant demographic shift in the population with more than..."
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Senior Housing Marketing Plan, 2004.
This paper is a thorough marketing plan for a proposed senior housing community in Maryland.
3,568 words (approx. 14.3 pages), 7 sources, MLA, £ 70.95
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Abstract
This paper examines all the marketing angles in order to promote a unique housing community in Maryland. The focus of the housing community would be sports-oriented active seniors, with an emphasis on equine sports. The writer discusses the target market and describes the competing communities in the area. The strengths and weakness of the proposal are examined, and an analysis of the proposed community is provided.
From the Paper
"This 14-acre site one mile from historic Annapolis is near the mouth of the Severn River and overlooks the Chesapeake Bay and the spectacular Bay Bridge. This is a community of 147 multi-family units within two six-story, elevator-access buildings. There?s a three-level clubhouse and two-story health-care center; the health center offers residents a variety of flexible health care plans. Ownership is through a cooperative, in which residents will cooperatively own the land, buildings, health-care center, fishing and crabbing piers. The intention was to offer residents home ownership with no maintenance and upkeep hassles. One-bedroom co-op apartment homes begin at $366,500. Monthly fees begin at $1,576 and include maintenance inside each home, utilities, parking, storage areas, real estate taxes and insurance on the buildings. Also included are weekly housekeeping and linen service, scheduled transportation to local shopping and events, emergency call system monitored 24/7, daily security check, concierge, dietary consultations, one meal each day, basic cable service and fitness, nutrition and wellness services. Fee-based services include water taxi, limousine, private catering, extra meals, dry cleaning pickup and delivery and guest meals. In addition to the clubhouse, the community also features a private dining room available for personal entertaining, a convenience shop and guest suites. It also offers a computer-equipped library, woodworking shop, arts-and-crafts studio, billiard/card room, beauty and barbershops and a bank."
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Housing Bubble, 2008.
This paper focuses on the understanding of the housing market, discussing the price of housing and sudden changes in the prices - so as to explore the sustainability of the argument that there exists a housing bubble that is about to burst.
2,200 words (approx. 8.8 pages), 5 sources, APA, £ 48.95
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Abstract
In this article, the writer outlines how demand and supply analysis can be used to analyze the housing market, especially in wake of the fact that there is now increased speculation of a housing crash as prices begin to depreciate rapidly within the housing market. With these current changes on the market, the writer notes that it becomes somewhat useful to analyze whether the housing bubble is about to burst, or if other markets are affecting the activities within the housing spectrum. The writer argues that the housing bubble is not going to burst since there is no bubble - and changes in the housing prices are due to changes in market demand and supply conditions.
Outline:
Statement of Problem - Thesis Statement
Introduction
What Has Been Causing The Price of Housing to Appreciate and Depreciate So Rapidly? - An Economic Perspective
Housing Price Appreciation - A Bubble or Changes in Market Conditions?
A Brief Look at the US Housing Policy and Market
Conclusion
From the Paper
" With the demand and supply for housing analyzed, then the concept of the equilibrium within the housing market can be examined. It is clear that changes within the economy will affect the price of housing; each of the relevant changes will be analyzed below, so as to test the thesis statement presented. The changes in supply and demand are causing housing prices to increase, even though the change in quantity is unsure. During the historical period analyzed, factors that caused supply and demand to change based on figure 1 and figure 2 were associated with the appreciation of housing prices. Hence the appreciation was due more so to market conditions rather than a bubble due to speculation. A thorough examination of the processes that affect supply and demand is presented in the section below."
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Social Housing, 2004.
Compares social housing in the U.K. to the rest of Europe, using the Netherlands as an example.
4,613 words (approx. 18.5 pages), 12 sources, MLA, £ 84.95
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Abstract
The United Kingdom and the Netherlands have made commendable contributions to social housing over the past century. The successful collaboration of nonprofit builders has resulted in low-cost and efficient social housing in these countries. This paper shows that perhaps the most notable achievement is that housing at affordable prices is easily available to people who need it and, more importantly, at the time they need housing. Many other developed countries, including the Unites States, are struggling to provide acceptable levels of social housing and trying to copy the successful community housing models of European countries.
Paper Outline
Social Housing in Europe
Social Housing in Britain
Housing Associations in Britain
Social Housing in the Netherlands
Housing Associations in the Netherlands
Private Rented Housing
Conclusion
From the Paper
"In many European cities, low-cost housing is taken for granted; for instance in Tillburg in the Netherlands with a population of 165,000, a single association owns as much as 51 percent of the housing. Rentals charges by this association is only half or maximum two-thirds of market rates. Even in London, one of the high cost cities in the world, housing project developers are required to have 25 to 35 percent of the newly built units in the affordable category. (Johnson, Building a Better City: Europe?s Affordable Housing Standard). A unique feature in these countries is the successful integration of ?affordable? housing with ?market-rate? housing in the same location, which means that people with high and low incomes live together and there is no social stigma attached to such practice."
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Housing For The Poor, 1987.
Discusses the effects of slum housing on residents, housing project failures, homeless, public policy, poverty cycle, crime & drugs, displacement, family disintegration and possible solutions.
2,700 words (approx. 10.8 pages), 10 sources, £ 67.95
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From the Paper
" This study will investigate housing for the poor. Specifically, the areas to be covered will include the effects of slum housing on the residents, poor health, stress, child-rearing problems, and the poverty cycle in general as it relates to housing for the poor. The study will also deal with possible solutions to these problems.
Martin Mayer, in The Builders, argues that the origins of slum housing in the United States are related to the failure of residents on a massive scale to keep houses attractive "for subsequent purchasers and the (failure) to maintain the apartment house for new tenants . . . " (Mayer 8). When these systems of maintenance fail, then, "usually because the income levels of the newcomers were insufficient to maintain the property, . . . we get the modern slum, an underpopulated wasteland rather than the(...)"
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Chicano Community Housing Crisis, 2007.
This paper discusses the Chicano housing crisis plaguing U.S. communities.
1,964 words (approx. 7.9 pages), 5 sources, MLA, £ 44.95
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Abstract
In this article, the writer discusses that as one begins to examine the issues facing Chicano communities, the importance of housing issues and a sense of community cannot be ignored. The writer points out that the problem of inadequate housing for low-income families is a wide-spread problem. Communities in Southern California are particularly susceptible due to the high Chicano population. The writer notes that the crisis is different depending on the community. However, the writer maintains that one thing is certain, a greater effort needs to be undertaken if this issues is to be solved for now and for the future. After reviewing different articles relating to the housing crisis, this paper addresses several facets of the housing issue in the U.S. Summaries of the articles discussed are included at the beginning of the paper.
Outline:
Part I: Article Summary
Article 1: Supporting the Latino Community
Article 2: Street Dreams Are made of These
Article 3: SHA Battles to Save County Affordable Housing Program
Article 4: Withering Heights
Article 5: Time to Remove the Rose Colored Glasses
Part II: Analysis of the Housing Issue
The Crisis of Affordable Housing
Federal Housing Programs and Policies
Local Government Affordable Housing Programs
From the Paper
"As one found in the articles, there are several key issues facing Chicano communities. The high number of homeless school children, only tells part of the story. The number of homeless in Chicano communities is on the rise. The costs of housing have risen disproportionate to the rises in income. This means that even those that could afford housing before now face eviction and potential homelessness. This creates a rise in the number of working poor. As we found in the articles, there is an insufficient number of housing units available to medium and low income families. This number is decreasing instead of increasing, despite new government programs to provide more."
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Medical Care for the Elderly, 2002.
An examination of material inequality and the health care system for the elderly in Canada.
2,400 words (approx. 9.6 pages), 9 sources, £ 62.95
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Abstract
A significant portion of those over 60 in Canada, predominantly those living alone, lives below the Statistics Canada low-income cut-off. This has a significant impact on their health and increases the demands that they place on the health care system. This discussion identifies the extent of poverty amongst the elderly, its implications for future government health care policy and the inadequacy of government responses to this point.
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Mexican-American Affordable Housing, 2007.
This paper discusses the current crisis of affordable housing in the US, with a focus on the Mexican-American community.
2,579 words (approx. 10.3 pages), 14 sources, MLA, £ 54.95
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Abstract
The paper examines the reasons for the current crisis in the US of affordable housing and discusses available federal and local assistance programs. The paper explores how these programs relate to the Chicano, Mexican-American population. The paper examines racial discrimination in the housing market and looks at differences in characteristics of renters and home owners. The paper highlights how the discrimination and bias within the housing market and the lack of affordable housing is a severe problem for the Chicano population and maintains that the United States must provide equal opportunities for affordable housing.
Outline:
Introduction
Crisis of Affordable Housing in U.S. Cities
Major Federal Housing Programs and Policies
Local Government Affordable Housing Programs
Impact of Racism on Housing Accessibility
Incentives for Owners to Provide Low Income Assistance
Conclusion
From the Paper
"In the United States, there is a current crisis of housing for many different ethnic groups. Racial discrimination, homelessness, mental illness, substance abuse, poverty, and a lack of affordable housing makes obtaining a place of residence difficult for millions of Americans. Additionally, discrimination in banking procedures, real estate agencies, and housing prices makes home ownership a near impossibility. While both federal and local assistance is available, such programs often are difficult to obtain, and can be difficult to qualify for."
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Public Policy and Minority Elderly, 1990.
This paper summarizes the social and economic problems of elderly minorities and critically examines their public assistance policies: Income, jobs, basic necessities, housing, welfare, homelessness, medical issues and education.
3,825 words (approx. 15.3 pages), 16 sources, £ 95.95
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From the Paper
"The purpose of this paper is to summarize the social and economic problems particularly affecting elderly minorities and critically examine related areas of public policy which were supposed to assist with their needs during the past three decades. Additional examples of public policy significantly impacting elderly minorities will also be reviewed.
The problems impacting elderly minorities, particularly in major U.S. urban areas, include many which face other demographic groups below the age of 65: income and employment, housing, medical care and nursing home care and educational opportunities. These areas of critical need are often exacerbated in the case of people who have entered the United States as non-English-speaking, elderly minorities (such as many thousands of Hispanic ... "
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Elderly Abuse, 2008.
A look at the subject of elderly abuse in Western society in general. and in Canada in particular.
4,794 words (approx. 19.2 pages), 18 sources, APA, £ 86.95
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Abstract
This paper deals with the subject of elderly abuse and attempts to make the connection between elder abuse and family violence. The author explains that elder abuse is becoming more and more recognized as a form of family violence, and describes the different types of abuse, analyzing the connection between elder abuse and family violence. The author also uses the Ageism concept to explain elder abuse in broad context, to explain how society's distorted view on the elderly affect care-givers likeliness to abuse their elderly family members.
Outline:
Introduction
Purpose
Rationale
Key Concepts Related to Elder Abuse
What is Elderly Abuse?
Elder Abuse as a Form of Family Violence
Analysis:
The Situation Model
Social Exchange Theory
Ageism
Practice Interventions
Conclusion
From the Paper
"Elder abuse is a growing social concern in Western society, but it is not a new phenomenon. Mistreatment of older people both in the community and within institutions has been an enduring feature of our social history. Many older Canadians have suffered abuse and neglect at the hands of family members and caregivers for many years, without the support and resources they needed to leave their abusive situations. Recently, practitioners have been displaying a growing awareness and concern about elder abuse, putting a new perspective to this type of family violence (Pillemer & Wolf, 1986: 169). Like other types of domestic violence, elder abuse is extremely complex. It is a combination of many factors, from psychological to economic as well as the mental and physical conditions of the victim and the abuser. These factors do not usually operate in isolation. Instead, they tend to function as complex dimensions, interacting in ways uniquely dependent on the victim, perpetrator and the situation (Steinmetz, 1988: 23)
Moreover, research shows that estimates of abuse are difficult to make, although in Canada it is often said to affect at least four percent of seniors (Kinnon, 2001: 6).
"In addition, explanations about why abuse occurs under different theoretical frameworks make it difficult to pin-point the direct connection between the dynamics of elder abuse and family violence. Many elder abuse cases fit the paradigm of family violence; that is, acts of abuse or misuse of power that may result in harm to a family member (Pillemer & Suitor, 1992: 170). However, not all cases involve spouses or family members. Practitioners stress the need to understand the entire range of elder abuse and the underlying causes- including self-neglect, abuse and neglect within the family, and abuse that occurs in institutional settings (Prevention Pathways, 2004: 12)."
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Affordable Housing, 2007.
This paper examines the government's housing program for those in need.
1,797 words (approx. 7.2 pages), 9 sources, MLA, £ 40.95
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Abstract
The paper discusses the Department of Housing and Urban Development's (HUD) Public Housing Program which was set up to provide good and secured rental housing for eligible families with low incomes, the elderly and persons having disabilities. The paper describes how HUD functions with the mission to promote sufficient and low-cost housing, economic opportunity and a proper living environment free from discrimination. The paper discusses how providing housing needs to the homeless is a fulfillment of the social obligation of the government and therefore the government should play a major role in meeting the funding requirements to make housing affordable to the lower income sections of society.
Outline:
Introduction
Analysis
Conclusion
From the Paper
"In a December 1999 survey of U.S. Conference of Mayors proved that in 26 of the largest cities, the total no. of requests for food and shelter had gone up by 18% and 12% respectively as compared to the pervious year's figures. However, there are a lot of families and individuals whose income is less than the poverty line. It has been by and large been consented by the economists, the HUD and housing experts that rent must be 30% of an individual or household income. In case the rent is 50% or more of one's income, the person of the family is considered to be at risk of homelessness or 'shelter poor'. For instance in Boston, an estimated 39,000 families are there who pay in excess of 50% of their income on rent and who would be eligible for housing subsidies."
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Housing Policy in Hong Kong from the 1940s to the 1960s, 2008.
A look at the housing policy in Hong Kong between 1940 to 1960.
2,115 words (approx. 8.5 pages), 10 sources, MLA, £ 46.95
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Abstract
This paper discusses the housing policy in colonial Hong Kong from the 1940s to the 1960s, and notes that these decades were characterized by a radical transformation in the role of the state in the colony's housing markets, moving from a laissez-faire model to a highly interventionist approach. The author argues that while the increasingly interventionist housing policies of Hong Kong's colonial government over this period were flawed in many respects, the policies serve as an example of how housing policy can serve to successfully support economic growth and industrialization in developing world contexts.
Outline:
Introduction
The Challenges of the Hong Kong Setting
The Significance of Colonial Hong Kong's Housing Policy
Hong Kong Colonial Housing Policy: The Critical Juncture
1953: A Watershed in Housing Development
Implications of Hong Kong's Public Housing Policy
From the Paper
"The topic of housing policy in colonial Hong Kong has been the focus of considerable study by scholars from around the world. This is due, in large part, to the fact that Hong Kong represents an ideal social laboratory within which the complexities of housing policy implementation in a development context can be closely examined. Its narrow geographic area, well-understood variables, together with the existence of accurate and generally accurate state documentation, has allowed scholars to analyze in depth housing policy in the colony, and extrapolate learnings with respect to other contexts in Asia and the developing world. From this perspective, this essay will examine housing policy in Hong Kong from the 1940s to the 1960s, as these decades were characterized by a radical transformation in the role of the state in the colony's housing markets, moving from a laissez-faire model to a highly interventionist approach. As will be argued, while the increasingly interventionist housing policies of Hong Kong's colonial government over this period were flawed in many respects, the policies serve as example of how housing policy can serve to successfully support economic growth and industrialization in developing world contexts."
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