| Papers [1-14] of 100 :: [Page 1 of 8] | | Go to page : 1 2 3 4 5 6 7 8 —> | Search results on "BANK CORPORATION": |
|
|
Problem Solution: USA World Bank Corporation, 2006.
A review of the issues facing the USA World Bank today.
1,800 words (approx. 7.2 pages), 3 sources, £ 42.95
»
Click here to show/hide summary
Abstract
This paper discusses how the USA World Bank is currently experiencing issues relating to new product development that will address the need for company growth. The research indicates that this has been a concern of many companies that have desired to improve their place in the market through product development. However, in USA World Bank's case the company must now decide to develop one or two products. Ultimately the company must focus on products development and research, focus groups and sampling techniques in order to discover solutions to the issues that plague the organization.
| |
|
Citigroup's Global Corporate and Investment Banking, 2006.
This paper analyzes Citigroup's Global Corporate and Investment Banking (GCIB) especially the IT department.
1,485 words (approx. 5.9 pages), 6 sources, APA, £ 29.95
»
Click here to show/hide summary
Abstract
This paper explains that the IT department of the Citigroup's Global Corporate and Investment Banking (GCIB) implemented a revolutionary system called Mystic. The author points out that Mystic was designed and developed to not only be a transparent window into the status of all of Citigroup's GCIB IT projects but also a technology catalog, a knowledge library, a reusable asset manager and a global talent manager. The paper relates that Citigroup's Knowledge Center, an incredible asset for the organization, identifies experts in their field, which allows Citigroup to utilize these people as effectively and efficiently as possible, where their skills are needed most.
Table of Contents:
Introduction
The Competitive Forces Model and Citigroup's GCIB Competitive Strategy
The Business Model Processes Using the Value Chain Model
Importance of Information Technology to Citigroup
The Introduction of Mystic
Advantages of the Citigroup Knowledge Center and Application by Any Large Organization
Conclusion
From the Paper
"Inbound logistics includes items such as inventory control, and is one of the facets addressed at Citigroup with the implementation of Mystic. As noted, Mystic is not simply a project monitoring tool, it is also a technology catalog. Citigroup is able to manage their inventory of technology using Mystic to monitor where the technology is being implemented, how effective it is, and to warn as it nears the end of its lifecycle."
| |
|
Impact of E-Banking on the Banking Industry, 2006.
An in-depth analysis of individual commercial banks and how they service their customers.
13,765 words (approx. 55.1 pages), 31 sources, APA, £ 149.95
»
Click here to show/hide summary
Abstract
This paper discusses individual commercial banks and how they service their customers. It analyzes the quality of banking services that a customer gets and how the services are provided to the customer. It describes the three main channels for banking today - through branches, through the internet and on telephone.
Table of Contents:
Introduction
Chapter I
How Internet Banking Has Grown In The Last Decades, Especially Regarding New Product Being Offered
Evolution of Internet Banking
Present Status and Profile of E-Banking Offered By Banks
Nature of Product Offered
Chapter II
The Operations of Banks In Different Areas: What Is The Contribution?
Effects of E-Banking on Banking Operations: What Is The Contribution of Internet Banking Toward The Business?
Chapter III
General Benefits of Banks From E-Business and Other Communication
Performance Measurement
Chapter IV
Reality of System Risks and Control
Conclusion
From the Paper
"To understand the relationship that can develop between the Internet and banks, one has to first understand the nature of both these items. The first to be understood is the banks. So far as banks are concerned, at the beginning of the twenty-first century, central banking which is the source of all banking activity would appear to be at a crossroads in their future. Earlier it was the lender of last resort, active participant in stabilizing economic fluctuations, and now the present main function is being the guardian of price stability. As it is still the monetary authority, much is expected from them. At one stage, fiscal policy was considered to be the main instrument of economic policy, the situation changed to an ascendancy of monetary policy and that was noted by the late 1980s in most parts of the industrialized world. This had a lot of implications for the role of the central bank."
| |
|
Consumer Behavior Study in International Banking, 2005.
A case study of the Hong Kong and Shanghai Banking Corporation.
2,854 words (approx. 11.4 pages), 6 sources, MLA, £ 50.95
»
Click here to show/hide summary
Abstract
This paper discusses in detail the role that motivation and personality play in influencing consumer behavior, taking the case of the Hong Kong and Shanghai Banking Corporation (HSBC) as an example to discuss and analyze these important points. In this paper, an analysis of the print ads of HSBC is analyzed, relating its features to identify its target market and perceived motivations and personalities of HSBC?s target market. This study aims to provide an illustration of how motivation and personality analysis of consumers are vital to the understanding of consumer markets and behavior.
From the Paper
"The terms motivation and personality may seem familiar for people, but its significance to consumer behavior is less known, yet increasingly essential in identifying, determining, and understanding insights regarding consumption patterns and preferences. Personality is defined by Sheth et. al. (1999) as ?[a] person?s consistent ways [sic] of responding to the environment in which he or she lives? (G-11). Personality, he states, is created through the combining of external influences or the social environment and genetic or biological traits of the individual. The combination of social with the individual results to the creation or development customer personality; consumer personality may be product- or service-oriented, or both (243). Product-oriented consumers tend to patronize a product or service based on the merchandise itself, while service-oriented consumers tend to ?seek relationships? with the seller, producer of the service or manufacturer of the product."
| |
|
Strategic Management Analysis: Bank of America, 2005.
This paper reports the finding of a strategic management analysis of Bank of America Corporation (BofA.)
3,375 words (approx. 13.5 pages), 10 sources, APA, £ 71.95
»
Click here to show/hide summary
Abstract
This paper assess the external environment of the financial services industry and specifically preforms an internal and external assessment of the BofA. The author includes a strategy assessment. The paper recommends to the Bank of America on the way to maintain and strengthen its competitive position.
From the Paper
"The report presents the findings of a strategic management analysis of Bank of America Corporation a financial services company that participates in most facets of the financial services sector. Bank of America is a nationwide financial services company in the United States and the company is the country's third largest banking company when measure by total assets behind CitiGroup in first place and J. P. Morgan Chase in second place. This report begins with an assessment of the external ..."
| |
|
Under-Reported Corporate Fraud, 1997.
Examines causes & effects of unreported & under-reported crimes against banks & corporations. Discusses statistical problems, types of crimes, reasons for not reporting and costs.
3,825 words (approx. 15.3 pages), 17 sources, £ 81.95
»
Click here to show/hide summary
From the Paper
" The dark figure of crime is a source of error in crime statistics, and a source of consternation for criminologists. This dark figure refers to the number of crimes undisclosed to the police and the subsequent exclusion of such crimes from official crime indices. White collar crimes represent a significant portion of unreported offenses. Since crime indices form the basis for policy analysis, program planning and evaluation, and research the dark figure of crime presents a serious problem for society.
Experts estimate that less than 40 percent of all serious crime is reported to the police (Pursley, 1994; Walker, 1993). Larceny, the category that includes certain white collar crimes, has the lowest reporting rate of any serious crime (Pursley, 1994, p. 102). Victims are more likely to report crimes that.."
| |
|
Indian Oil Corporation, Ltd., 2006.
This paper is an analytical review of the financial results for the year ending March 31, 2005 and its financial position, as of that date, for the Indian Oil Corporation, Ltd. (IOC) in India.
3,570 words (approx. 14.3 pages), 7 sources, MLA, £ 59.95
»
Click here to show/hide summary
Abstract
This paper explains that Indian Oil Corporation Ltd (IOC) is the flag-ship national oil company of India, which sells cooking gas, petrol and diesel through retail stations and aviation fuel, and includes a subsidiary, IBP Co. Ltd., as a stand-alone marketing company with a nationwide network. The author points out problems with the investment ratios; earnings per share (EPS) and dividend per share (DPS) have dropped during 2004 and 2005 because of the reduction in profits during these years. The paper concludes that some of the risk factors, which will significantly influence IOC's ability to sustain its strong profitability and financial position in the future, are its huge borrowings from various banks and fluctuating fuel prices; however, the author recommends investment in the company because it has the potential to grow and the present financial downstream is mainly due to some situations, which are now under recoveries, and other specific bank borrowings. Many charts. Illustrations. Attractive presentation.
Table of Contents
Aim and Objective
Review Highlights
Company Profile
Financial Overview
Financial Performance
Key Financial Indicators (Ratio Analysis)
Profitability
Liquidity
Current Ratio and Quick Ratio
D/E
Interest Coverage Ratio
Efficiency
Receivable Collection Period
Payable Period
Stock Turnover Period
Operating Cycle
Rate of Return Ratios
Return on Total Assets (ROTA)
Return on Capital Employed (ROCE)
Return on Fixed Assets (ROFA)
Return on Working Capital (ROWC
Investment ratios
Earnings per Share (EPS) and Dividend per Share (DPS)
Dividend Yield
Dividend Payout Percentage
Price / Earnings Ratio (P/E Ratio)
Cash Flow Analysis
Critical Review of Key Accounting Policies
Foreign Currency and Derivative Transactions
Fixed Assets and Depreciation
Provision on Capital Account
Goodwill Amortization
Review of Financial Reporting Standards
Information Accompanying Financial Statements
Operating Performance Review
Marketing
Proactively Addressing Environmental Issues
Corporate Governance
Inter-Industry Comparison
Leverage
Profitability
Rate of Return
Efficiency Ratios
Investment Ratios
Market Perception and Future Outlook
Outlook for IOC
Conclusion
Index
From the Paper
"IOC's consolidated audited financials as at 31.03.2005 was audited by a group of certified auditors from the Institute of Chartered Accountants, India, which is in accordance with Accounting Standard (AS-21) and the financial statements of joint ventures have been combined by applying proportionate consolidation method in accordance with Accounting Standard (AS-27) on "Financial Reporting of Interests in Joint Ventures" issued by the Institute of Chartered Accountants of India."
| |
|
Europe's Emerging Banks and the U.S. Banking History, 2002.
This paper analyzes the banking industry in the United States from the mid-18th through mid-19th century in order to understand the evolution of the banking industry in Europe's developing economies in the 20th century.
2,480 words (approx. 9.9 pages), 6 sources, APA, £ 45.95
»
Click here to show/hide summary
Abstract
This paper presents four potential dangers to banks in emerging markets and relates them to the lessons of the founding banking system of the United States: Macroeconomic volatility, connected lending, political involvement and financial liberalization. This paper discusses that the emerging banking industries in Eastern Europe must learn to operate in an objective environment free from burdensome and often disastrous government control; just as, the ever-present tension in the United States between government policy and banking policy ensured the banking industry's objectivity. This paper argues that the primary cause of the banking crisis in Eastern Europe was the banks' decision to allow financiers with little experience and even less capital to set up their own banks.
Table of Contents
Introduction
European Economies and the Evolution of the U.S. Banking Industry
Macroeconomic Volatility
Connected Lending
Government Involvement
Financial Liberalization
Conclusion
From the Paper
"The insistence by the American chief executive in the mid 18th to mid 19th century to keep separate government policy from banking policy has not been demonstrated in the communist economies of Eastern Europe. The second major crisis factor for these economies has been connected (or insider) lending, particularly in Russia. Though not unheard of in rich countries, connected lending is a more serious problem in emerging countries, where supervisors are less rigorous about rooting it out. The Economist maintains that connected lending has recently caused serious problems where unscrupulous businessmen have found it easy to set up banks simply to finance their other companies' pet projects. Thus, at many Russian banks, the personal ambitions of owners and managers still come before the prudent assessment of lending risks. Loans to related companies are rarely made on an arm's length basis and tend to be granted at below-market rates, with scant credit vetting."
| |
|
An Evaluation on Target Corporation and Wal-Mart Stores, 2002.
An in-depth comparison of two corporations: Target and Wal-Mart.
4,520 words (approx. 18.1 pages), 8 sources, £ 70.95
»
Click here to show/hide summary
Abstract
This paper examines the large store discount general merchandise market through the comparison of Target Corporation and Wal-Mart Stores. The paper is packed with facts and statistic on the corporations? investments, bank loans and markets. The paper's author asks the question of which company is best to invest in and who is the better employer. This paper is written in outline format with a clear and direct method of presenting information.
Table of Contents
The Large-Store Discount General Merchandise Market
Investment Decisions
Lending Decisions
Employer
Overview Of Target Corporation and Wal-Mart Stores, Inc
Investment Decisions
Employment
Appendix
Bibliography
From the Paper
"Outline
1. The companies being analyzed are Target Corporation and Wal-Mart Stores, Inc. They are general merchandise retailers. They compete in the large-store general merchandise market, especially in the discount store segment and the US geographic market.
1.1. Target Corporation?s Store Brands in multiple formats are Target, Super Target, Mervyn?s, Marshall Field?s, Target Direct and Target Visa. Target operates 1409 stores in 47 states in the United States and is currently the No.3 discount retailer in the US market.
1.2. Wal-Mart Stores, Inc has several Store Brands: Wal-Mart currently operates 2295 Wal-Mart Discount Stores; 1521 Supercenters; 564 Sam?s Clubs and 34 Neighbourhood Markets in 9 countries outside the US - Argentina; Brazil; Canada; China; Germany; South Korea; Mexico; Puerto Rico; United Kingdom. Wal-Mart is today the world?s largest retailer (and company measured by revenue) and occupies the No.1 position in the US General Merchandise Retail Market."
| |
|
Corporate and Social Responsibility, 2002.
A study conducted into the need for and feasibility of social responsibility by corporations.
15,228 words (approx. 60.9 pages), 47 sources, MLA, £ 149.95
»
Click here to show/hide summary
Abstract
A report on a study conducted into banking and corporate decision making as it effects the society and environment in which the company is based. The paper looks at the effects accountability has on whether companies are socially and environmentally responsible. The purpose of this study is to assess the feasibility of integrating sustainable development generally and ASD more specifically into financial accounting analyzes used by commercial banks in the decision-making process for the extension of business loans.
Contents:
Introduction and statement of the problem
Purpose of the study
Definition of terms
Delimitations
Overview of the study
Literature Review
Valuing Environmental Damage
Corporate Social Responsibility
Activity-Based Accounting and Management
Synthesis
Methodology
Research Design
Case Study Structure
Survey Research Structure
Combined Research Design Summary
Data Analysis
Results
Summary and Conclusions
Summary of the Study
Conclusions
References
From the Paper
"Each of the research questions was answered in the affirmative. The experiences of corporations, such as Fujitsu, that have implemented ASD systems have demonstrated the compatibility of ASD systems with standard financial accounting systems. The ASD system also has proved to be both effective and valuable to the companies. The experiences are strong indications that the implementation of an ASD system is not inconsistent with preserving the integrity of both the financial accounting system and the ASD system within a company."
| |
|
Islamic Banking - Religion as an Excuse, 2006.
This paper explains the differences between Islamic banking and conventional banking. It argues politically, as opposed to economically, that both systems are the same.
3,225 words (approx. 12.9 pages), 17 sources, APA, £ 55.95
»
Click here to show/hide summary
Abstract
The writer explains that the emergence of Islamic banking is an example of how religion has become subservient to economic needs, and more specifically, how Islam has become subservient to capitalism. The paper explains that although advocates claim that Islamic banking is distinctive from interest rate banking, such methods are merely window dressing - a way for the banks to legitimize themselves. The writer explains that in Shariah, Islamic law, people are prohibited from charging and receiving interest. The paper draws parallels between conventional banking systems and the new modes of so-called interest-free banking. The paper states that Islamic banks have been mimicking conventional banks, pushing for short-term, low-risk investments that are similar in quantity and risk to those obtained by other conventional banks. The writer explains that the methods used to evade interest prohibition include mislabeling interest under the false pretense of administrative costs and delegating puppet banks to alleviate responsibility from Islamic institutions. The writer challenges the advocates of this system who claim that it is Shariah-compliant. In summation, the writer states that it is evident that in the current Islamic system, Islamic beliefs have taken a second place to the capitalist system. Table of Contents: Introduction Lack of Sources for Islamic Banking Same Method, Different Name Murabaha is Not Profit Sharing Using Puppet Banks The Ulama Power Vacuum Advocates Conclusion Bibliography
From the Paper
"During the 80s, Muslim countries such as Sudan, Iran and Pakistan underwent the growth of Islamic banking due to an oil boom and the need for Muslim communities to establish a unique economic presence in the new international economic order (Pipes, 1982:45; cf. ICO: 1982). By 1995, 144 public and private banking institutions had been established claiming to practice a??Islamic bankinga?? (Shaik, 1997:118). However, this paper will argue that Islamic banking is conventional banking in disguise. Islamists have merely used the former to bypass religious restrictions to meet their capitalistic needs in a manner that is compliant, and sometimes even not compliant, to interpretations of the Shariah. Such assertions can be supported by examining characteristics of the current Islamic banking system. Nazih N. Ayubi has written about religion being subservient to the state. In this particular case, the evolution of Islamic banking has become an example of Islam being subservient to capitalism."
| |
|
The Pakistani Banking Industry, 2006.
This in-depth paper a provides a benchmark pertaining to the careers of bank managers in Pakistan, while also delving into the banking industry in the Islamic run country.
21,538 words (approx. 86.2 pages), 33 sources, MLA, £ 149.95
»
Click here to show/hide summary
Abstract
This well-researched paper examines Pakistan's evolving and constantly developing banking industry from the 1940s and up the present. The writer of this paper supplies in-depth insight into the pressures as well as the numerous financial and cultural demands and expectations currently facing bank managers in both the private and public banking sectors. This paper analyzes Pakistan's political history and its resulting impact on the country's banking industry. The writer of this paper delves into Pakistan's socio-political culture which greatly affects the vision, goals and leadership style of the country's bank managers. This paper also contains various financial tables, lists and illustrated graphs pertaining to this particular topic.
Table of Contents:
Abstract
Introduction
Political and Financial History Intertwined
Effect on Pakistani Bank Managers
Cautionary Tales
The Opposite Side of the Coin
Pakistani Banking Structure
Pakistani Banking: Recent Past
Upsetting Events in Pakistan's Banking History vis-a'-vis Managers
The Best Bank
Other Banks
Challenges for Managers in the Banking Industry
Current Initiatives
Literature Review
Summary
Statement of Research Question
Methodology
Findings
Manager One: NBP Managers
Manager Two: New Hire from Lahore Business School
Manager Three: Year 2000 Graduate of a Business College in Germany
Manager Four: Islamic Bank Manager
Manager Five: Graduate of Irish Business College
Manager Six: Recently Promoted Manager at a Local Branch in the Capital
Manager Seven: Human Resources Manager at the Islamic Bank
Manager Eight: Temporary Branch Manager in Small Town
Manager Nine: Former Bank Employee, Government Bank
Manager Ten: Graduate of Lahore Business College (2)
Bank Manager Career Themes
Discussion
Conclusion
Appendix A: Islamic Modes of Financing
Appendix B: Recent Listing of Banks Operating in Pakistan
Appendix C: Questions for Bank Manager Interviews and Process
Appendix D: Recommendations by Mehmood-Ul-Hassan Khan
References
From the Paper
"The best way to determine what the future might hold is to understand the past and the present, and add to that the changes seen by experts on the horizon. Therefore, constructing the history of Pakistani banking forms a major part of the current research; outlining contemporaneous changes and decisions regarding Pakistani banking made by its most senior officials is also important to understanding the influences on bank manager career tracks and attitudes. In addition, an extensive literature review of those factors that generally contribute t manager career orientation in any business will help understand the Pakistani bank managers' positions. Interviews with at least a few current Pakistani bank managers will display the attitudes they currently hold, and provide insight into what they expect in the future and what would make them more or less career-oriented."
| |
|
The Bank of America, 2005.
This paper analyzes the Bank of America (BOA), incorporated in 1968 as a provider of financial services and products throughout the United States and in selected international markets.
3,235 words (approx. 12.9 pages), 9 sources, APA, £ 56.95
»
Click here to show/hide summary
Abstract
This paper relates that, as of 2005, the Bank of America had $1.2 trillion in assets and approximately 175,000 full-time employees in 190 countries, managed through four business segments: 1) Consumer and commercial banking; 2) asset management; 3) global corporate and investment banking and 4) equity investment. The author points out that the company's business model is based on recognizing its domestic and international consumers' needs and identifying more effective ways of delivering products and services to satisfy them, for which BOA has been an industry leader for years. The paper relates that the most glaring problem is the need for the company to concentrate on using its expertise in CRM (customer relationship management) to identify opportunities for improving its customer service in other countries where it is newly arrived and where the relationship between the country managers and its key executives remains formative. Many charts and graphs.
Table of Contents
Company Background
Company History
Milestones/Critical Events
Size, Markets, Market Share
Locations
Detailed Description of Business, Products and Services
Consumer and Commercial Banking
Asset Management
Global Corporate and Investment Banking
Equity Investments
Vision and Mission
Goals-Objectives-Strategies
Business Model
Company Performance
Management Characteristics
Bank of America Key Executives
SWOT & Analysis of Core Competencies, Capabilities, and Competitive Advantage
Strengths
Weaknesses
Opportunities
Threats
Direct Competitor Comparison
Major Issues / Problems
From the Paper
"The term "bank" credit card is more accurately labeled a "universal" consumer card today, and this ubiquitous card was the brainchild of Bank of America. According to Robert D. Manning, the credit card as it exists today first emerged in 1958; the author notes that businesses stood to gain from this innovation for several reasons despite the added transaction costs. The universal bank credit card (1) offered a competitive alternative for consumers who shopped with proprietary retail credit cards, (2) lowered the merchants' costs for their own credit programs by reducing bookkeeping expenses, (3) eliminated cash-flow bottlenecks by reimbursing purchases within days, and (4) provided a path to a potentially large customer base that included all of Bank of America's clients. By the summer of 1958, Bank of America mailed out almost 100 million unsolicited credit cards."
| |
|
Bank Mergers, 2002.
A discussion of what is involved in a bank merger and why banks periodically need to merge.
1,610 words (approx. 6.4 pages), 8 sources, MLA, £ 31.95
»
Click here to show/hide summary
Abstract
A merger occurs when two or more companies combine to form one, where the buying firm absorbs all the asset and liabilities of the selling firms. This paper discusses the necessity for bank mergers in order to cope with the changing industry. It examines the six main reasons why companies merge and the different types of merger that exist. It uses as an example, the successful merger between Nations Bank and Bank of America.
From the Paper
"Larger mergers may create larger assets for the company, but bankers are still left in the dark with what to do with those assets. These days, auto dealer are more likely to handle auto loans, credit cards are received through the mail, and mortgage brokers can provide great deals on mortgages. Not to mention the invention of online banking. Now there are online services that will search the Internet to get the best prices on a CD?s, credit cards, consumer loans and mortgages. Banks are starting to find that they are now not only in competition with other banks, but with software companies as well."
|
|
|
