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American Health Insurance, 2005.
Globalization has produced a combination of benefits and formidable challenges. The benefits of the American hospital insurance system have come at a...
1,350 words (approx. 5.4 pages), 4 sources, £ 36.95
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Abstract
The paper describes how globalization has produced a combination of benefits and formidable challenges. The writer believes that the benefits of the American hospital insurance system have come at a high cost. The writer proposes that the new payment systems introduced by the BBA are producing new burdens on the health care industry, with the expectation that health care providers will provide cost-efficient care whereas previously it had been a cost-based reimbursement system. The paper concludes that the most serious challenge for the American health care system are the projected short and long-term deficits.
From the Paper
"Canada spends 1/5 of U.S. health insurance cost; Canada has an efficient health structure to control administrative costs. In U.S. many health costs are covered by supplementary insurance. Care is fast and efficient in Canada with no long waits. Children are healthier in Canada than in the U.S."
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Taiwanese Health Insurance, 2007.
An in-depth analysis of the Taiwanese health insurance system.
3,069 words (approx. 12.3 pages), 10 sources, MLA, £ 61.95
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Abstract
The paper reveals that Taiwan was named the second healthiest country in the world. The paper explains that the most relevant factors that aided Taiwan in gaining this title were economic growth and a great emphasis on the environment and the population's health. The paper discusses how the National Health Insurance is the most important key in the country's achievements in health. The paper examines the changes that influenced the insurance system and the current features of the insurance system. The paper points out that although some say they do not apply fair prices, the Bureau of National Health Insurance is viewed as the primary cause for improvements in the Taiwanese healthcare system.
Outline:
Abstract
History of Taiwanese Health Insurance
Types of Insurances
Changes That Influenced the Insurance System
Current Features of the Insurance System in Taiwan
Health Insurances in the Private and Public Sectors
Statistics on the Bureau of National Health Insurance
Future Goals of the BNHI
Conclusions
From the Paper
"Taiwan is rather small sized country, however it is densely populated. Its 23 million inhabitants are concentrated on 36,000 square kilometers. "Often called the "Taiwan Miracle", in 1980s and 1990s, the country's economy grew at a rate of 7.64%. Health status of the people in Taiwan, as measured by the common indicators, is close to those of developed countries: life expectancy at birth is of 74.9 years and the infant mortality rate is 6.5 per 1000 live births. These comparable health outcomes with developed countries are achieved with only modest spending in health care, 6.0% of the Gross Domestic Product in 1998.""
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The State Child Health Insurance Program (SCHIP), 2008.
Looks at the State Child Health Insurance Program (SCHIP), which serves a very important role in the lives and health of American children.
2,525 words (approx. 10.1 pages), 16 sources, APA, £ 52.95
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Abstract
This paper explains that the State Child Health Insurance Program (SCHIP) is a program formulated and implemented by both federal and state governments to assist poor working families, who cannot afford private health insurance. The paper then points out SCHIP is not immune to various issues that threaten its efficacy as a federal and state program. The paper then goes on to discusses these issues involving SCHIP, together with proposals for the enhancement of the current policy. Moreover, the paper investigates prospects for the future of SCHIP, specifically those involving fiscal and economic factors that would determine the capacity of SCHIP to help federal and state governments provide health care assistance. The paper includes charts and an annotated bibliography.
Table of Contents:
Abstract
Statement and Significance of the Health Policy
Related Issues and Consequences, Including Groups Supporting/Opposing the Policy
Proposals for Enhancing, Changing, or Eliminating the Health Policy
Prospects for the Future of the Health Policy
Author's Position While Critiquing the Health Policy
From the Paper
"The importance of public health care coverage becomes more apparent when the situation is viewed from the perspective of low-income children who lack private coverage. These children are shown to have persistently lagged behind children with public or private coverage when their status of health is assessed based on any measure of access to care. Since poor children have no access to preventive and primary health care, there is great and apparent disparity in the children's health status."
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The U.S. Health Care Insurance Industry, 2007.
This paper examines the U.S. health care insurance industry at the national and regional levels.
3,905 words (approx. 15.6 pages), 14 sources, APA, £ 73.95
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Abstract
This paper explains that the U.S. health insurance industry is a faltering system as witnessed by poor performance, difficulty accessing physicians and rising premiums that cut into after-tax income. The author compares two health plans in Texas: Aetna Life Insurance Company's PPO 500 plan, which is judged better for a younger workforce that is predominantly unmarried and without children, and Blue Cross and Blue Shield of Texas' PPO Select Saver Plan IV Blue Cross plan, which is deemed a better arrangement for an older, "graying" workforce. The paper evaluates the Health Insurance Portability and Accountability Act (HIPAA), which is generally seen as a watershed event for health insurance reform.
Table of Contents:
Introduction
The U.S. Health Care Industry over the Last 10 Years
The U.S. v. Canadian Approach to Health Care
Development of Managed Medicare Insurance Products in Texas
A Comparison of Two Health Plans in Texas
A Plan for Managed Care Organization Seeking Accreditation from JCAHO or NCQA
The Health Insurance Portability and Accountability Act (HIPAA)
A Plan for Comprehensive Improvement of a Managed Care Organization's Processes
Conclusions
From the Paper
"In fairness, the U.S. model has its advantages. For one thing, wealthier individuals/employees who wish to "cut through" the bureaucratic red-tape of socialized medicine in Canada can go to the United States and have their needs promptly addressed in a way not possible in Canada. Moreover, from a strictly business perspective, the fact that American HMOs are prepared to exclude various clientele in order to serve the "bottom line" and are likewise prepared to similarly slash services can be just the excuse private American corporations need in order to exclude various members of their workforce."
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Universal Health Care Insurance, 2007.
An analysis of the pros and cons for universal health care insurance in the United States.
1,164 words (approx. 4.7 pages), 3 sources, MLA, £ 27.95
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Abstract
This paper analyzes the arguments for and against universal health care insurance in the United States. The paper concludes that health insurance coverage should be assured in a nation that is as financially strong as the United States and should be instituted according to the guidelines as set out by the National Institute of Medicine.
Table of Contents:
Statement of Thesis
Introduction
I. Arguments Exist on Both Sides
II. Arguments Against Universal Health Care Insurance
III. Arguments in Support of Universal Health Care Insurance
IV. National Institute of Medicine Report Recommendations
Summary and Conclusion
From the Paper
"Arguments provided against the Universal Health Care Insurance include the reasons as follows: (1) There isn't a single government agency or division that runs efficiently; if they can't run an office such as the DMV efficiently, how can we expect them to handle something as complex as health care? (2) "Free" health care isn't really free since we must pay for it with taxes; expenses for health care would have to be paid for with higher taxes or spending cuts in other areas such as defense, education, etc. (3) Profit motives, competition, and individual ingenuity have always led to greater cost control and effectiveness; (4) Government-controlled health care would lead to a decrease in patient flexibility; (5) Patients aren't likely to curb their drug costs and doctor visits if health care is free; thus, total costs will be several times what they are now..."
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Mandatory Health Insurance in Oregon, 2007.
An analysis of Oregon's proposed mandatory health insurance policy.
2,676 words (approx. 10.7 pages), 9 sources, APA, £ 55.95
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Abstract
This paper examines the effects of imposing mandatory health insurance laws on all citizens of the state of Oregon. The writer discusses the financial challenges such a law would impose on low income citizens and how these citizens, that lack the financial ability to pay for insurance, would, consequently, not be able to avoid violating a mandatory health insurance law. The paper concludes that even though the framers of mandatory health insurance do not seem to have placed much value in the potential impact of unforeseen unemployment and do not seem to have much regard for the guarantees provided under equal protection under the law, these factors are directly relevant and must be evaluated. This document appends some of the sources used in writing this paper.
Outline:
Impact/Effectiveness Analysis
Workability Analysis
Efficiency Analysis
From the Paper
"Oregon's proposed policy that would implement mandatory health insurance requires careful study and a three dimensions of feasibility analysis, primarily because several inherent provisions of this prospective law appear to be unworkable and unenforceable. A range of other potential problems exists, but a significant unforeseen problem is that criminalizing low income citizens for being unable to afford health insurance may be in conflict with the constitutional guarantee of equal protection under the law."
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Health Care Insurance, 2005.
A proposal to create a national health insurance system in the United States.
675 words (approx. 2.7 pages), 5 sources, £ 18.95
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Abstract
The paper discusses a plan to create a national health insurance system. This system would have a reasonable but sufficiently high co-payment to instill responsibility and would be means-tested so as to protect the truly poor and assure that they get the health care they need. The paper examines the issues of developing a national health insurance system and compares the health care that is provided in the United States with other countries that already offer some form of national health insurance. The proposed plan would avoid some of the problems people fear might develop while offering the benefits people need.
From the Paper
"In the effort to make the individual exhibit greater responsibility for his or her own health and so to promote more preventive care, the only system that has a good chance of working on a national basis is a form of national health insurance. HMOs work to minimize costs and to reduce overuse of the health care system, but the emphasis is on denying service and denying expensive procedures, many of which are badly needed and which can create higher future costs when denied in a timely manner. A national health insurance system with a reasonable but sufficiently high co-payment to instill responsibility, means-tested so as to protect the truly poor and assure that they get the health care they need is the best approach. Other countries already provide some form of national health insurance and manage to do so at a lower cost than the U.S. ...."
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Nationalized Health Insurance, 2006.
An analysis of the problems facing the nationalize health insurance in America and possible solutions to this dilemma.
2,042 words (approx. 8.2 pages), 6 sources, MLA, £ 44.95
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Abstract
This paper analyzes the state of the nationalize health insurance in the U.S. It describes the main factors contributing to the inability of the working poor and the lower-middle class to find medical insurance and discusses their increasing health care costs. The paper then discusses various possible solutions to the growing health insurance dilemma.
From the Paper
"Those who do not believe that Taiwan is sufficiently similar to the United States may feel like the success of a national insurance program in Taiwan does not indicate that an American system would find similar success. Of course, the logical response to these objections is to point out that America and Canada are tremendously similar countries, but that Canada has had a nationalized health insurance program since the 1960s. (Krauss). In addition, many European countries, which share the same capitalist economic system as the United States, have extremely successful nationalized health insurance programs."
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Health Insurance and Diabetes, 2007.
An analysis of the health needs of a diabetic person and the role of health insurance in her treatment.
2,216 words (approx. 8.9 pages), 12 sources, MLA, £ 47.95
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Abstract
This paper discusses the health insurance needs of a diabetic person in the United States. The paper examines the health concerns, treatments and tests that are necessary for a diabetic individual to be able to manage her own disease successfully. It then examines whether, and in what ways, health insurance is able to help the diabetic person cover the costs of these treatments.
Table of Contents:
Introduction
Discussion
Conclusion
From the Paper
"However, it must also be remembered that even if a person enjoyed one's job, and was perfectly happy with it, that person's health insurance would still eat away with regard to the deductibles, and the co-payments would still increase. The reason for this is that medical charges are indeed getting way out of hand, and perhaps even out of sight. For example, in the article, a woman who had had a miscarriage was faced with paying a bill totaling about $6,000, which included a single night's stay in the hospital, and charges such as $14 for about 4 ounces of mouthwash, and $17 for a sanitary pad that would normally cost about fifteen cents. Why are medical charges so very exorbitant and unaffordable, more often than not? Perhaps the main reason is that only about one fourth of all hospital patients actually have health and medical insurance, and this can be taken to mean that these people, who do have health insurance, are in actuality paying not only for their own care, but also for those people who do not have health care insurance."
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The Health Insurance Portability and Accountability Act, 2008.
Looks at the history, goals and problems of the Health Insurance Portability and Accountability Act of 1996 (HIPAA).
855 words (approx. 3.4 pages), 5 sources, APA, £ 20.95
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Abstract
This paper discusses the Health Insurance Portability and Accountability Act of 1996 (HIPAA), which was intended to improve access and renewability with respect to employment related group health plans, to health insurance coverage sold in connection with group plans, and to the individual market, by amending the Public Health Service Act. The paper relates that the primary elements in the legislation for most workers are portability and a general improvement in coverage but the Act falls short in addressing these problems. The paper outlines the shortcomings of the Act and provides examples to illustrate them. The paper concludes that, even though main issue in the law is portability, the many other provisions in the Act show how even that one particular change requires a good deal of change in other areas as well.
From the Paper
"Epstein (2002) notes some of the unintended consequences of HIPAA with reference to medical research. He cites the provisions on privacy and finds a conflict "between the concern for privacy on the one hand, and the ability of medical scientists, physicians, and institutions to continue on with their traditional research activities." Under the new rules, it is assumed that everyone needs to obtain consent for the disclosure or use of any particular medical record for any kind of purpose, and when HIPAA does distinguish among purposes, it does so based on the needs of the individual."
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Health Care Insurance Crisis in the U.S.A., 2003.
This paper explores possible solutions to the health care insurance crisis in the U.S.A..
920 words (approx. 3.7 pages), 8 sources, MLA, £ 21.95
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Abstract
This paper contends that the health care insurance crisis in the U.S.A. is multidimensional, including subsidies and market reforms. The author proposes solutions including expanding coverage by attempting to regulate the individual market. The paper suggests the lowering insurance costs by lowering health care costs.
From the Paper
"There is a crisis in America's insurance healthcare system and it is multidimensional. The United States is facing inadequate funding and increasing demand for services."
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Health Insurance Portability and Accountability Act, 2002.
An explanation of the Health Insurance Portability and Accountability Act (HIPAA) of 1996, its limitations and benefits.
2,310 words (approx. 9.2 pages), 7 sources, MLA, £ 49.95
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Abstract
This paper defines this act which deals with health insurance portability, mental health coverage and length of hospital maternity stays. The paper explains who is covered by this new act and discusses in detail different titles of the law. It discusses HIPAA's limitations and lists what the act does not cover. It provides some basic information about understanding the act and discusses eligibility issues. The paper concludes with how this act specifically effects physicians.
From the Paper
"According to the American Federation of State, County and Municipal Employees, (AFSCME) Department of Public Policy, the law consists of several basic components, Including ?restrictions on pre-existing condition exclusions; nondiscrimination on the basis of a person's health status; guaranteed availability and renewability of health coverage; establishment of a Medical Savings Account (MSA) "pilot" project; modification of COBRA health care continuation rules; provisions dealing with health care fraud and abuse; requirements for employers who offer mental health coverage; requirements for insurers paying for postpartum maternity stays."
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Wal-Mart's Health Insurance Policies, 2007.
This paper discusses the ethics of Wal-Mart's minimal health insurance plan for workers.
1,603 words (approx. 6.4 pages), 7 sources, APA, £ 36.95
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Abstract
The paper discusses how Wal-Mart's health insurance policies for its workers has burdened taxpayers, as many Wal-Mart employees are forced to take advantage of public welfare programs. The paper provides recommendations for effectively curbing Wal-Mart and its employees from accessing health care services. The paper calls on the government to take severe action so as to stop others from engaging in the same strategies to cut costs and increase profits.
Outline:
Introduction
Brief Overview
Analysis
Conclusions and Recommendations
From the Paper
"Corporate actions have great effects on the overall economy in terms of determination of wages, consumer index and living standards. In a country where wage distribution reflects the deliberate decisions of corporations, the United States is clearly affected by the kind of wage rates determined by companies. The majority of corporations have a big role in determining the national income, health, expenditure and savings as they are responsible for the working class' welfare as well as income level (Kaysen 1996). Hence, the bigger a company the more effect it has on the overall US economy, and the nation at large. Wal-Mart is one such corporation which in the recent years has come under the grip of debates regarding its policies on health insurance."
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Health Insurance Portability and Accountability Act (HIPAA), 2004.
A brief summary and overview of the Health Insurance Portability and Accountability Act (HIPAA).
823 words (approx. 3.3 pages), 5 sources, MLA, £ 20.95
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Abstract
This paper discusses how the rise of electronic sharing of patient?s files has made it easier to check patient data regarding important information, such as potential drug interactions. It examines at how there are also privacy concerns that are raised by this increased level of availability of patient data that must be considered by the health care profession for both legal and ethical reasons. It looks at how the Health Insurance Portability and Accountability Act of 1996, also known as HIPAA, attempts to address some of these issues and the importance for every health care organization to become re-familiarized with this document, given growing concerns about privacy and file sharing that have exponentially expanded since HIPAA?s passing.
From the Paper
"Although it may seem obvious that privacy is ?good,? as noted in David Robert?s article in the Advanced Practice in Acute and Critical Care journal of nursing, privacy and confidentiality may seem to be at odds when a patient is not able to fully act as an advocate for him or herself, such as during a critical care or emergency situation. Privacy and confidentiality have an additional ?poignancy? and relevance when individuals other than the patient make judgments regarding the patient's care. Sometimes, even more than doctors, nurses are responsible to protect the confidentiality and security of patients' health information, as it is usually a patient?s nurses who are exposed to the details of the patient?s daily, personal medical information regarding treatment and histories of pre-existing conditions."
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