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Admission Essay - Finance, 2006.
An admission essay on finance for application to a PhD program.
839 words (approx. 3.4 pages), 0 sources, £ 20.95
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Abstract
This paper discusses the applicant's enthusiasm for finance, research experience and skills. It discusses the applicant's understanding and knowledge of finance, his education in finance and also other interests. He concludes by stating that he believes with the university's guidance and support he will be able to fulfill his dream and enhance his knowledge and education of the world of finance.
From the Paper
"The more I learned the more I came to understand that finance was more than crunching numbers. The field of finance has a unique history all its own. Finance is an interesting and creative process, which I cam to realize after some time. I have since began to recognize how financial analysis, research and teachings can contribute to our welfare. "
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Islamic Finance, 2008.
This paper describes Islamic financing law and how it differs from regular Western financing law.
3,265 words (approx. 13.1 pages), 12 sources, APA, £ 64.95
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Abstract
This paper explains that the bedrock of Islamic finance is that all forms of interest are considered forbidden known as haram and its financial model works on the basis of risk sharing. The paper further explains that, under Islamic banking, the customer and the bank agree to share the risk of any investment and divide the profits between them. The paper then describes the primary categories within the Islamic finance: ijara, ijaa-va-iqtina, mudraba, murabaha and mushraka. The paper also explains how Islamic finance differs from regular finance and explains how Islamic finance works.
Table of Contents:
What is Islamic Finance
How Is Islamic Finance Different from Regular Finance and Why
How Does Islamic Finance Work: The Types Of Investments Available And How They Work
Working Principles of Islamic Finance
Types of Investment Available and How They Work
Institutions Offering Islamic Finance Products
International Wholesale Islamic Banking and Insurance Providers
Exhibit: Islamic Financing Form
Exhibit: Name of the Institution
From the Paper
"It is a fact that finance is considered as a huge restraint on development in major regions of the Third World. Sometimes there is lack of sufficient money available to fund important projects and the price of loanable funds is normally high, showing the paucity of savings. In low-income economies, it is hardly a surprise that savings rates are small, as most disposable income is needed to be used for making purchases of necessities of daily living, and a lot of families just cannot bear to make financial provisioning for the future, although this makes them insecure and helpless."
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Corporate Finance, 2007.
A discussion on corporate finance, focusing on efficient market behavior and behavioral finance studies.
1,606 words (approx. 6.4 pages), 7 sources, APA, £ 36.95
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Abstract
The paper examines corporate finance, focusing on the efficient market hypothesis. The paper further examines the behavioural finance school of thought, which argues that any investment decision is a gamble when investors are not fully aware of the future results of their actions. The paper discusses how, due to human psychology, investors often act irrationally, thereby decreasing the market transparency and predictability, together with decreasing market efficiency. The paper concludes that this increases the importance of recent behavioral finance studies, as capital markets are driven by purely human behavior and thus are subject to huge risks.
Outline:
Introduction
Behavioural Finance Approach to Market Efficiency Theory
Conclusion
References
From the Paper
"Fridson in his work argues that all the investors have their sentiments, or biases when considering risk and making investment decisions. Thus, the risk premium on any asset is the summary of fundamental premium set by efficient investors and of sentiment premium or the investors judgements errors. Also, there are asset prices bubble theories which also prove that in some points of time investors do behave irrationally and overestimate or underestimate factual fundamentals which leads to none fundamental increases in some asset prices followed by further price crash."
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Campaign Finance Reform, 2006.
A look at the debate over campaign finance reform and some of the attempts to change current campaign finance law.
854 words (approx. 3.4 pages), 2 sources, MLA, £ 20.95
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Abstract
This paper discusses the ongoing debate over campaign finance reform, explaining the major issues associated with the reform and some of the reasons for the disagreement about how campaign finance should be implemented. In particular, the paper focuses on the McCain-Feingold bill, detailing what it would change about campaign finance and why there is still opposition to the bill even though it is bipartisan.
From the Paper
"Campaign finance reform has been debated since Richard Nixon ran for the Vice Presidency under Eisenhower. In the wake of the Watergate fiasco, some meaningful reforms were made. However, there have been no major changes to campaign finance laws since that time. The time is ripe for change, but what kind of changes do we want? Do we want changes that make a joke of our constitution or do we want changes within the boundaries of the constitution? The major issue is soft money "was originally intended to go to party-building activities and get-out-the-vote drives but which increasingly has been used as a way to funnel large contributions to presidential and other candidates." (Hamburger, Tom "Campaign-finance debate jumps to center stage // There is widespread agreement that federal election rules need repairing. But there is no consensus on how, and there is lots of opposition to the lead." Minneapolis Star Tribune, 09-28-1997, pp 21A). However, the McCain-Feingold bill, the one most advocates support, would also limit advertising. The problem with that is any changes that try and skirt around the constitution, by limiting free speech, will most likely be thrown out by the Supreme Court. Until recently most congressmen did not look at finance reform seriously."
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Campaign Finance Laws, 2007.
A comparison of the campaign finance laws of Montana and Florida with particular emphasis on the laws regulating campaign finance issues.
1,092 words (approx. 4.4 pages), 3 sources, MLA, £ 26.95
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Abstract
This paper compares and contrasts the campaign finance laws of Montana and Florida, in an attempt to understand the primary differences between the legislative measures of the two states. Additionally, the paper discusses which campaign finance laws appear to be the fairest and most successful laws, in terms of their ability to control and regulate campaign finance issues.
From the Paper
"In comparison to Montana, however, Florida only allows all others in the community a $500 contribution. Children under the age of 18 are not allowed to exceed a $100 contribution, and no candidate can accept contributions from national, state, or county political party executive committee whose aggregate exceeds $50,000. There are still other limitations, such as limits on contributions from investment and law firms, and businesses (FL, 3).
"Furthermore, Florida limits the contributions from certain institutions of higher learning. According to the law, any educational institution wishing to contribute must first obtain a majority vote from the governing board of the institution. Without such a majority vote, the educational institution cannot contribute, either through monetary or through any indirect support (FL, 3)."
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State and Local Campaign Finance Reform in California, 2002.
This paper discusses the history of campaign finance reform in California and some of the laws enacted relating to campaign finance reform.
2,712 words (approx. 10.8 pages), 13 sources, MLA, £ 56.95
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Abstract
This paper reviews the laws passed in California regarding campaign finance reform, the intended purpose of those laws and the results they have had on campaign finance.
From the Paper
"The current campaign finance system at the federal, state and local level undermines our democracy. Every day brings new revelations about wealthy contributors buying political access and favors. Voters are frustrated with a system in which their voices are drowned out by special interests. The governments of the United States - whether Washington, Sacramento at the state or, local city hall - must be accountable to the people as a whole."
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Personal Finance Books, 2007.
This paper compares two books on personal finances: D. Chilton's "The Wealthy Barber" and E. Tyson's "Personal Finance for Dummies".
1,050 words (approx. 4.2 pages), 2 sources, APA, £ 25.95
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Abstract
This paper explains that these personal finance books are designed to aid the average person in his or her personal finances, which is a subject everyone should try to understand. The author points out that Chilton's "The Wealthy Barber: Everyone's Commonsense Guide to Becoming Financially Independent" is formatted as a discussion among friends; however, it does not provide a clear explanation. The paper relates that Tyson's "Personal Finance for Dummies" explains different topics, chapter by chapter, in a clear and well-designed manner including a useful chapter pointing the way to more information such as financial planners. The author suggests that Chilton's book might make a good introduction for the individual who needs to gain some of the basics before examining Tyson's more detailed book.
From the Paper
"Chilton uses a fictional barber as a central character and so details how this barber has handled his personal finances so as to become financially independent. The plan Chilton offers is not a quick scheme but a carefully developed way to change one's financial status over time. Chilton does not require the reader to be wealthy or to have any more than an average salary, yet he shows how such a person can take control of their finances and make a real difference for their future."
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Campaign Finance Reform: Proposals in Congress, 2001.
This paper outlines the present campaign finance reform bills discussed in Congress.
1,515 words (approx. 6.1 pages), 6 sources, £ 34.95
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Abstract
This paper examines the history of campaign finance and campaign finance reform for elected officials in the U.S. It discusses the main issues in the debate including corruption, disorganization, and mass media influence. it outlines the McCain-Fiengold Bill as well as the debate between Bush and McCain during the primaries of the 2001 Presidental Election campaign.
Table of Contents
1. Introduction
2. Campaign Finance Reform
3. Issues
4. McCain-Feingold Bill
5. McCain / Bush
6. Conclusion
From the paper:
"From the first democratic election, politicians, journalists, and the public have decried the high cost of campaigns. It cannot be disputed that political campaigns rely on money from filing until the election and well beyond. From the beginning of the democratic election process, politicians, journalists, and the public have individually and collectively viewed with horror the ever-increasing cost of campaigns. Each election cycle sets a new record for spending. The critics cite the cost of presenting a candidate or issue but fail to take into consideration the increasing number of voters, distribution of constituencies, competition to spend, cost of new technologies, and inflationary pressures."
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Campaign Finance, 2002.
A look at campiagn finance in the United States through a book analysis.
1,150 words (approx. 4.6 pages), 1 source, £ 30.95
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Abstract
This paper discusses Frank J. Sorauf's "Inside Campaign Finance: Myths and Realities" and how it provides a new outlook on the financial nature of political campaigns. Most importantly, it examines the extent to which the drive for finance affects the direction of politics. The paper shows that the push towards disallowing politicians to use public funds for campaigns is a hopeless one. Indeed, since the political system sustains itself through the use of public funds for campaigning, it will not amend itself in this sense, for this would be a form of political suicide or self-destruction. Overall, the author feels that the argument is too harsh and that certain things can be done. For instance, the author strongly suggests that a separate government body should be created to monitor campaign finance.
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The New World of Microenterprise Finance, 2005.
A review of "The New World of Microenterprise Finance", edited by Maria Otero and Elisabeth Rhyne.
2,025 words (approx. 8.1 pages), 1 source, £ 55.95
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Abstract
The paper looks at the 1994 "The New World of Microenterprise Finance", which discusses the issue of building healthy financial institutions for the poor throughout the developing world. It examines each article and analyzes the various strategies suggested to finance these microbusinesses. The innovative ideas presented are discussed.
From the Paper
" The New World of Microenterprise Finance, edited by Maria Otero and Elisabeth Rhyne, is a collection of critical articles on the subject of microenterprise development, with a particular focus on various strategies to finance these microbusinesses in a range of contexts throughout the developing world. Beginning with a general description and analysis of the microenterprise concept in theory and practice, this review will proceed to examine in critical detail the range of contributions in this collection."
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Campaign Finance Reform, 2002.
A review of the issues that relate to campaign finance reform in the U.S.
1,189 words (approx. 4.8 pages), 4 sources, MLA, £ 27.95
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Abstract
This paper explores the issue of campaign finance reform in the United States. The paper looks at both sides of the issue, the first being the continuing quest for money versus complaints about how money taints the process. The paper looks at all other issues related to this topic including whether money is a corrupting influence, the constitutionality of campaign finance reform. The paper concludes that the issues which divide public and political opinion in the U.S. may not be able to be resolved.
From the Paper
"It may be impossible to bring the two sides together. The Supreme Court has ruled that donating money to political parties or candidates is a form of free speech, but this does not mean the practice cannot be better controlled--even speech is not completely unfettered from legal restrictions. For that matter, while donations may be free speech, how candidates spend those donations may not be. Public funding of elections, though, would not undercut the need for these vast amounts of money unless restrictions on spending were also imposed."
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Behavioral Finance, 2005.
Four separate short essays which deal with behavioral finance theory.
2,530 words (approx. 10.1 pages), 0 sources, APA, £ 60.95
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Abstract
This paper consists of four separate short essays, each of which deals with a specific aspect of behavioral finance theory. Behavioral finance provides an alternative to the efficient market hypothesis as an explanation for stock price movements.
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Shays-Meehan Campaign Finance Reform Bill, 2001.
This paper details and analyzes the Shays-Meehan Campaign Finance Reform Bill and its effect on the Democratic Party.
1,195 words (approx. 4.8 pages), 10 sources, MLA, £ 27.95
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Abstract
The author discusses the negative effect of the Shays-Meehan Campaign Finance Reform Bill on the Democratic Party. He evaluates areas of finance, organization, public perception of victory, freedom of speech and the potential court challenge. The Democratic Party is urged to consider changes that would invalidate this legislation.
From the Paper
"In theory, the bill sounds like a promising idea as well as a noble political cause. This bill would abolish ?soft money,? the unlimited monetary contributions usually made by unions, corporations, interest groups and wealthy individuals to national, state and local political parties (?Key Provisions of Shays-Meehan?). This money, according to critics, is used to influence elections, buy politicians, and is said to have caused much of the campaign finance scandals of 1996. Many believe that ending this flood of special interest money will restore integrity to decision making in congress (Americans for Reform)."
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Campaign Finance, 2002.
An analysis of how polictical campaigin are funded in the United States through an examination of Frank J. Sorauf's "Inside Campaign Finance: Myths and Realities".
1,150 words (approx. 4.6 pages), 1 source, £ 30.95
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Abstract
This paper discusses Frank J. Sorauf's "Inside Campaign Finance: Myths and Realities". The paper discusses how it is a work that provides a refreshingly new outlook on the financial nature of political campaigns and the extent to which the drive for finance affects the direction of politics. While Sorauf does not seem to have a personal agenda in his analysis, he points out that, within American politics, the push towards disallowing politicians to use public funds for campaigns is hopeless one. In his work, moreover, Sorauf shows that, since the political system sustains itself through the use of public funds for campaigning, it will not amend itself in this sense, for this would be a form of political suicide or self-destruction.
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