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Accounting and Tax Software, 2002.
A study of the various accounting and tax software programs available on the market with reviews of their functions.
1,500 words (approx. 6.0 pages), 4 sources, MLA, £ 35.95
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Abstract
A paper on accounting and tax software. The author examines the various programs available and states the functions available with each of them. He notes that although the accounting functions are good what really make these products exciting are the business management tools for creating customized reports and financial statements.
From the Paper
"Peachtree Complete offers all the standard accounting functions. It also includes a powerful job-costing function that lets you analyze job costs and track current job estimates. In addition, Peachtree offers tracking capabilities to keep tabs on back orders and partial shipments. This program can also alert you when inventory gets low or you're going over budget. The Administration section lets you manage tasks such as creating job descriptions and tracking sales reps and handling contact management. Peachtree has numerous easy-to-modify reports that let you analyze data and includes a form designer so you can create your own forms (Cavanah 1997)."
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The Bank of Montreal, 2001.
The following paper examines the key strengths and weaknesses of The Bank of Montreal with regards to the banking industry.
7,260 words (approx. 29.0 pages), 4 sources, MLA, £ 115.95
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Abstract
This paper explores the ability of The Bank of Montreal to foresee and make provisions for risk. It also examines how in limiting its risks, the bank also limits its potential for growth. This essay examines how overall the bank retains a strong leverage position and is a leader in the banking industry.
From the Paper
?The key to successful banking lies in the ability of balance many activities at the same time. They bank must maintain a healthy growth rate, while at the same time analyzing the risks that the institution faces and taking action to minimize those risks. At the same time the institution must maintain enough cash on hand to meet obligations. There are several types of risks, which a banking institution faces. We will look at several factors to determine the fiscal health of the Bank of Montreal. We will look at how the amount of liquidity that they have available to meet any reasonable demands which might have to meet, how they manage to minimize Interest Rate Risk (also known as Market Risk), Credit Risk, how they control cost sin an effort to maximize profits and they manage their capital so that they have sufficient funds to remain solvent.?
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The Royal Bank of Canada, 2002.
The following paper looks at how the Royal Bank of Canada manages to minimize Interest Rate Risk (also known as Market Risk), Credit Risk, and how they manage their capital so that they have sufficient funds to remain solvent.
2,785 words (approx. 11.1 pages), 4 sources, MLA, £ 59.95
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Abstract
This paper explores the key to successful banking which, according to the author, lies in the ability to balance a healthy growth rate, while at the same time analyzing the risks that your institution faces and taking action to minimize those risks.
From the Paper
?Risk comes from the uncertainty of future events. Effective risk management involves the understanding of the risks associated with the various areas of the business and the associated operating environment. Investments are primarily exposed to foreign currency, interest rate volatility and credit risk. The Royal Bank of Canada has set formal policies and procedures that establish an asset mix among equity, fixed income and real estate investments; require diversification of investments within categories; and set limits on the size of exposure to individual investments and counter parties. In addition derivative financial instruments are used, where appropriate, to assist in the management of these risks.?
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The Costs Structures of a Firm, 2001.
This paper takes a look at the economics of running a company.
1,500 words (approx. 6.0 pages), 5 sources, MLA, £ 35.95
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Abstract
An examination of the financial side of running a business. Includes graphs and tables. Topics discussed are short run costs, long run costs, monopoly and oligopoly.
From the Paper
"In economics, the short run is defined as a time period in which a company?s inputs are fixed. The short run costs of a firm are the cost functions that are prevailing in the production of a firm?s goods in the short run. In the short run, the obligations of the firm per time period for all fixed inputs are called ?total fixed costs?. These includes the interest payments on the capital borrowed for the purpose of business, property taxes, leasing expenses etc. on the other hand, the total obligations for variable inputs over a period of time are the ?total variable costs? of the firm. The variable inputs include those inputs that can be very easily changed and on a short notice. The variable costs of a firm usually includes the payments for the purchase of raw materials, labor costs etc. within a certain limit a firm can easily increase or decrease its output by varying the consumption of variable input. This gives rise to the Total Fixed Cost (TFC), Total Variable Cost (TVC) and Total Cost (TC) functions of the firm."
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Development and Structure of the Korean Banking System, 2001.
Looks at the development of Korean banking systems, and compares it banking systems of other countries.
3,105 words (approx. 12.4 pages), 11 sources, £ 64.95
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Abstract
This paper discusses the development and structure of the Korean Banking system, provides a contrast with the banking system in the United States, and then uses this research to discuss the difficulties leading up to and since the Korean monetary crisis.
From the Paper
"Like their counterparts in countries having more advanced economies, Korean banks have gone through a process of deregulation sparking financial innovation and structural chances. Korean banks have become gone from traditional banking to full service financial institutions, offering securities business and a variety of fee-based activities considered outside their interests only a few years ago."
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Chrysler Financial, 2001.
2,705 words (approx. 10.8 pages), 8 sources, £ 58.95
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Abstract
This paper discusses the challenges, the current status and the future of Chrysler Financial.
From the Paper
"Chrysler Corporation was incorporated in Delaware on June 6, 1925, as a successor to the Maxwell Motor Car. Walter Chrysler became Chairman of the Board and President. In 1925, the company introduced the Chrysler Four, Series 58 with a top speed of 58 mph. More than one million people visited showrooms in the first four days the corporation displayed the new automotive wonder. By the fall of 1925, more than 3,800 dealers were selling Chrysler cars and, by 1926, the corporation had risen from 57th to fifth place in industry sales. Chrysler expanded into electronics and aerospace activities and enlarged its international operations in the 1980s. In 1984, the company reported its best earnings year ever and reorganized itself into a holding company made up of four operating divisions -- Chrysler Motors, Chrysler Financial, Gulfstream Aerospace and Chrysler Technologies."
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Free Trade versus Protectionism, 2001.
A look at the concepts of free trade and protectionism and how they each impact trade.
1,325 words (approx. 5.3 pages), 6 sources, £ 31.95
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Abstract
This paper compares the aspects of free trade to that of protectionism and discusses the advantages and disadvantages of each.
From the Paper
"Capitalism is a global system organized nationally. Every discussion of the global economy must include reference to relations amongst national economies and states, generated through the uneven development of various constituencies and the tensions involved in integration and competition, and those involved in integration and assertions of sovereignty. (Monthly Review, July-August 1999.) Advocates of free trade argue that growing economic prosperity worldwide owes much to the increase and liberalization of trade. It encourages improved productivity, increased access to technology and better quality products and services. Between 1950 and 1998, global exports increased by a factor of 18, while global output increased six and a half times. This year, the growth in world trade is projected to increase by 6 to 7%, up from 4% in 1999-2000. (African Business, February 2001.) "
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Accounting for Charitable Contributions, 2001.
A look at the financial structure of charity organizations and to what extent these are effective in supporting intended objectives.
1,275 words (approx. 5.1 pages), 6 sources, £ 30.95
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Abstract
This paper takes a look at the financial structure of charity organizations and at what extent these are effective in supporting intended objectives. The author argues that often charities spend donations not in connection to their stated mission, and in many cases the money goes not where it is most needed.
From the Paper
"Americans are a very generous people, reaching into their pockets again and again to provide their personal and corporate dollars to support what they believe to be worthy causes ? they may not have the time to personally volunteer, but most are willing, at least occasionally, to write a check to support those that do.The U.S. has 1.4 million tax-exempt organizations. It?s probably a safe bet that most are well-intentioned and honest. But a lot of them are simply ?inefficient? ? they spend donations meant to help people in need on staff salaries or direct-mail marketing. Some do not even put donations to use toward their stated mission (Forbes, 1999)."
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Hershey Foods Corporation and Tootsie Roll Industries, 2000.
An analysis of two confectionery companies, Hershey Foods Corporation and Tootsie Roll Industries.
2,520 words (approx. 10.1 pages), 5 sources, £ 54.95
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Abstract
This paper compares two confectionery companies: Hershey Foods Corporation and Tootsie Roll Industries. The confectionery industry is shown to be highly competitive, and the companies worthy of investment will be those that combine the abilities to maximize sales, minimize costs and maximize operating efficiencies. An analysis of their annual reports and financial statements is carried out to find out how profitable and viable they are, as well as how they manage and finance their operations.
From the Paper
"The global confectionery industry, estimated at $100 billion USD, has never been more challenging, or more competitive. The world?s leading confectionary companies struggle for market share in a mature industry characterized by increased numbers of firms competing for the same business, price erosion, and the necessity to produce more to maintain profit margins. To compete effectively, manufacturers are challenged to create new products, maximize efficiencies at the factory and corporate level and increase penetration within existing markets (Candy Industry, 1998). "
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Market Analysis of Wm. Wrigley, Jr. Company, 2000.
An overview of the Wrigley chewing gum company, their marketing and product strategy and how they revitalized the market by catering to evolving consumer tastes.
2,447 words (approx. 9.8 pages), 11 sources, £ 53.95
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From the Paper
"Industry experts have characterized Wrigley?s marketing and product strategy in the past as ?conservative?; however, marketing and product changes reflecting an awareness of changing demographics are helping Wrigley maintain their position as market leader and revitalize a mature market. "
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Starbucks Coffee, 2009.
Analyzes Starbuck's mission statement using its key financial ratios.
1,855 words (approx. 7.4 pages), 4 sources, MLA, £ 42.95
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Abstract
This paper examines Starbucks' liquidity, profitability and growth rations. The author explains that from these key financial ratios, it is clear that the company should be able to achieve its sales target based on its guiding principles. The paper warns that the current world financial crisis can have an effect on Starbucks' investments and on the purchasing power of its customers, both of which can have a negative consequence on the growth objectives of the mission statement.
Table of Contents:
Introduction
Analysis
Starbucks' Mission Statement
The Six Principles
Meeting Stakeholders' Goals
Meeting the $23 Billion Goal
Liquidity Ratios
Table: Financial Condition of Starbucks
Profitability Ratios
Table: Profit Margins at Starbucks
Growth Ratios
Table: Growth Ratios
Conclusion
From the Paper
"Starbucks is doing an exceptional job in this regard. According to a Business & Health article, Starbucks is one of very few companies who lavish their employees (80% of whom work part time). Besides free espressos and a free pound of coffee a week, Starbucks is being so generous by offering its employees, permanent or part time, paid annual and sick leaves, subsidized health benefits, stock options and retirement plans. In a business where it's not unheard of to have 100-400% employee turnover, Starbucks has kept it to unbelievably low 55 percent."
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Case Study: Managing Budgets, 2005.
A case study in using a fictitious company that demonstrates how a company can meet its goals with a $500,000 budget.
1,055 words (approx. 4.2 pages), 7 sources, MLA, £ 26.95
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Abstract
This paper explains how a company with $500,000 budget can meet its financial goals, management goals and supplier's goals.
The paper outlines the steps that must be taken in order to manage this budget and meet its intended goals, focusing on formulating a preliminary budget estimate, cooperation and coordination with vendors, and cash flow management. The paper lists a summary of the goals to be achieved by managing the budget and includes a chart of an example of a 90 day cash budget
Table of Contents:
Summary
Managing Budgets
Converting to a New System
Management and Vendors
Cash Flow Management
Presentation to the Management
From the Paper
"For a company that has a budget goal of say around $500,000 it needs to first formulate a preliminary budget estimate that would help identify the disbursement of lump sum amount such as payments to creditors, payment to suppliers, taxes, payroll, advertising costs, interest and operating expenses. These will give a rough estimate of the overheads and the fixed costs. Secondly, it needs to evaluate its cash flow elements such as collections on accounts receivables, cash from sales, payments of accounts payable, cash expenses, dividend (if any) and payments of long term debts."
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Financial Regulatory Reform in the U.K., 2008.
This paper discusses the impact of principles-based regulation on U.K. consumers in terms of restoring their confidence in the financial markets, which has been shaken by the recent collapse of some firms.
12,239 words (approx. 49.0 pages), 37 sources, APA, £ 168.95
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Abstract
This dissertation examines the impact of the sweeping reforms that changed regulation of financial services and markets in UK from the rules-based regime to one based on principles and outcomes. The main concern is to measure the effects of this reform strategy on British consumers, whose welfare and benefit were enshrined in the Financial Services and Markets Act 2007 as the greatest motivating force. The whole dissertation is structured as follows: The research question and objectives are set in the succeeding section, followed by a review of the literature. Then the writer discusses the methodology and presents the results, based on which the writer subsequently formulates a set of recommendations on how the implementation of the principles-based regulatory system can enrich the consumer's experience. The final section draws a conclusion that weighs the advantages and disadvantages of the new regulatory policy as it affects the consumers.
Outline:
Executive Summary
Introduction
Research Question
Sub-Questions
Literature Review
Theories & Concepts
Principles
Rules & Regulations
Compliance Costs
Financial Markets
Financial Scandals
Consumer Protection
Benefits
Methodology
Findings & Analysis
Recommendations
Conclusion
From the Paper
"On rules as a product of guesswork, the best that the rule maker can do is to anticipate how the rule will be applied in the future. The problem is that new situations may arise that were not expected or known when the rule was written such that the rule is likely to be interpreted and applied in ways that were not intended or anticipated in the drafting of the rule. Moreover, rules are never perfectly congruent with their purpose and may be over-inclusive and under-inclusive. The rules are under-inclusive when they fail to catch things that the rule maker might want to catch, whilst they are over-inclusive when the rules captured things that the rule maker does not need in applying the rules to a particular set of circumstances. The question is how to minimise rather than avoid these problems, and whether it is preferable to fail to include a type of conduct that should be included if the objectives are to be served, or to include certain conduct that should not be included."
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Ethical Banking in the U.K., 2008.
A proposal for a dissertation to investigate the issue of ethical banking in the U.K. and look at its performance as a measure of its rightness for clients and soundness as a business practice.
4,069 words (approx. 16.3 pages), 27 sources, APA, £ 78.95
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Abstract
This paper presents a proposal for a dissertation that will examine the activities of the sizable number of ethical banks in UK for the purpose of determining whether such a business can be as profitable and sustainable as conventional banks, which are perceived to be capable of throwing ethics out the window in exchange for maximising profits. To accomplish this research objective, the dissertation measures the performance of ethical banks using the benchmarks applied to mainstream banks. The writer demonstrates that the research aims to uncover why ethical banks differ from conventional banks, how they perform against each other, and whether the operations of an ethical bank can be sustainable over the long term.
Outline:
Introduction
Aim & Objectives
Literature Review
Methodology
Research Problems
Reflections of Learning
Conclusion
From the Paper
"This responsibility represents the positive actions or responses that a company takes to fulfill its responsibilities towards its stakeholders, to the environment and to society as a whole. In the view of some economists, however, there is one and only social responsibility of business: to use its resources and engage in activities designed to increase its profits. Thus, when firms experience resource shortages as to threaten their very existence, they attack this problem by cheating on their social responsibility. For example, they may shirk off their responsibility of protecting the environment by acquiring cheap and unreliable anti-pollution devices. That way, the firms give the false impression that they comply with the rules. To address internal resource shortages, such as inadequate capacity and expertise, they overestimate costs, falsify training records, pay excessive compensation and give undeserved promotions. To address external shortages, such as lack of raw materials, they arrange unethical deals with suppliers or service providers. These activities are taboo to ethical banks."
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